432 Saint John Dr, Durham, NC 27703 Property Records

Durham County property record for 432 Saint John Dr, Durham, NC 27703

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,536 sqft · built 2004
Lot Size	0.03 acres (1,307 sqft)
Owner	Individual Name on File
Last Sale	$91,500 (Dec 2014)
Tax Bill	$2,879 (2026)
Deeds & Mortgages	Aug 2017 Line of Credit Apr 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`0840-58-0574`

Property Details

APN / Parcel Number

Primary APN	`0840-58-0574`
Alternative APNs	`0840-58-05-7419` `084007580575` `197362`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,536 sqft Heated Area
1st Floor Area	1,546 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Townhouse
Lot Area	1,307 sqft (0.03 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	432 SAINT JOHN DR
City	DURHAM
State	NC
Zip	27703-3385
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PDR 10.000
Legal Description	AMBERLYNN VLY TWNHMS/PH:0 1A/LT#001 MODEL-MARTHAS PL:000165-000025
Legal Subdivision	AMBERLYNN VLY
Legal Phase	01
Legal Lot Number	1
Jurisdiction	DURHAM NC
Township / Civil Division	OAK GROVE
Census Block Group	3
Census Block	3001
Census Tract	1810

Owner

432 Saint John Dr, a townhouse, is owned and occupied by an individual who bought it in December 2014.

Source: Durham County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	432 SAINT JOHN DR, DURHAM, NC 27703-3385
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2017	Deed of Trust, Mortgage · Line of Credit COASTAL FCU
Apr 28, 2021	Deed of Trust, Mortgage · Line of Credit COASTAL FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 16, 2014 · Amount on File
Deed Sale	Dec 16, 2014 · Amount on File
Prior Sale	Apr 29, 2014 · Amount on File
Deed Document Number	201438055
Deed Book / Page	7617 / 738
Prior Transfer Date	Apr 25, 2014
Prior Transfer Doc	0074810107
Record Updated	Oct 29, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	432 SAINT JOHN DR, DURHAM, NC 27703-3385
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0082480003
Date	Aug 14, 2017
Book Page	8248/003
Instrument	2017028424

Lender

Name	COASTAL FCU
Type	Credit Union
Address	RALEIGH, NC 27609

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Aug 13, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	432 SAINT JOHN DR, DURHAM, NC 27703-3385
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0093130485
Date	Apr 28, 2021
Book Page	9313/485
Instrument	2021021494

Lender

Name	COASTAL FCU
Type	Credit Union
Address	RALEIGH, NC 27609

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Apr 27, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 432 Saint John Dr was $2,879, up 2.5% from the year before.

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,879.00 (+2.53%)	$283,357 (-) Land $60,000 Building $223,357	$283,357 (-) Land $60,000 Building $223,357
2025	$2,808.00	$283,357 Land $60,000 Building $223,357	$283,357 Land $60,000 Building $223,357
2023	$1,807.00 (+2.38%)	$137,955 Land $26,000 Building $111,955	$137,955 Land $26,000 Building $111,955
2022	$1,765.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 432 Saint John Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 432 Saint John Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURHAM serves 333,490 people · EPA ID NC0332010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber.

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