Delaware County property record for 432 Saint Davids Ave, Wayne, PA 19087
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 1 ba · 1,300 sqft · built 1954 |
| Lot Size | 0.123 acres (5,358 sqft) |
| Owner | Individual Name on File |
| Last Sale | $336,500 (Jan 2016) |
| Tax Bill | $7,771 (2026) |
| Deeds & Mortgages | Sep 2021 Mortgage Jan 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-13-243:000 |
| Primary APN | 36-13-243:000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,300 sqft Living Area |
| 1st Floor Area | 1,300 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Architectural Style | Duplex Single |
| Exterior Material | Stucco |
| Lot Area | 5,358 sqft (0.123 acres) |
| Lot Dimensions | 188 ft deep x 30 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 3613243000 |
|---|---|
| Street Address | 432 SAINT DAVIDS AVE |
| City | WAYNE |
| State | PA |
| Zip | 19087-4203 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | 2 STY HSE 2C GAR 30 X 188.16 |
| Legal Subdivision | PROPERTY/I V HALE JR |
| Legal Block | 61 |
| Jurisdiction | DELAWARE PA |
| Township / Civil Division | RADNOR |
| Census Block Group | 4 |
| Census Block | 4009 |
| Census Tract | 409804 |
432 Saint Davids Ave, a duplex, is owned and occupied by an individual who bought it in January 2016.
Source: Delaware County records, as of May 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 432 SAINT DAVIDS AVE, WAYNE, PA 19087-4203 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Jan 5, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FIRSTRUST BANK |
| Oct 2, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 29, 2016 · Amount on File |
| Deed Sale | Jan 29, 2016 · Amount on File |
| Deed Document Number | 20164695 |
| Deed Book / Page | 5763 / 723 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE PA |
| Property Address | 432 SAINT DAVIDS AVE, WAYNE, PA 19087-4203 |
| Transaction Type | Mortgage |
| Record Updated | Oct 8, 2021 |
| Title Company | BRYN MAWR ABSTRACT INC, BRYN MAWR ABSTRACT LLC |
| Name | Verified Name |
|---|
| Document Number | 0067402050 |
|---|---|
| Date | Sep 15, 2021 |
| Book Page | 6740/2050 |
| Instrument | 2021070118 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE PA |
| Property Address | 432 SAINT DAVIDS AVE, WAYNE, PA 19087-4203 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0059362113 |
|---|---|
| Date | Jan 5, 2017 |
| Book Page | 05936/2113 |
| Instrument | 2017001029 |
| Name | FIRSTRUST BANK |
|---|---|
| Type | Bank |
| Address | HORSHAM, PA 19044 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Dec 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE PA |
| Property Address | 432 SAINT DAVIDS AVE, WAYNE, PA 19087-4203 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0066042172 |
|---|---|
| Date | Oct 2, 2020 |
| Book Page | 6604/2172 |
| Instrument | 2020056511 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 239 Months |
| Due | Sep 1, 2040 |
The 2026 property tax bill for 432 Saint Davids Ave was $7,771 with a homeowner's exemption.
Source: Delaware County assessment roll, as of May 28, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Delaware County |
| County Subdivision | Radnor Township |
| Unified School District | Radnor Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,771.00 Homeowner's exemption | $350,770 Land $128,410 Building $222,360 | $350,770 Land $128,410 Building $222,360 |
| 2024 | $350,770 Land $128,410 Building $222,360 | ||
| 2023 | $6,883.00 Homeowner's exemption | ||
| 2021 | $350,770 (-) | ||
| 2020 | $350,770 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 432 Saint Davids Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 432 Saint Davids Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA PA MAIN SYSTEM private · serves 822,600 people · EPA ID PA1460073 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Nov 2024 E. coli resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 27 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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