St. Tammany Parish property record for 432 Saddlebrook Ct, Covington, LA 70435 · Last verified February 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1,510 sqft · built 2005 |
| Owner | Individual Name on File |
| Last Sale | $137,175 (Mar 2005) |
| Tax Bill | $484 (2025) |
| APN | 107-140-7656 |
| Primary APN | 107-140-7656 |
|---|---|
| Alternative APN |
|
| Building Area | 1,510 sqft Living Area |
|---|
| Year Built | Built 2005 |
|---|---|
| Garage Area | 424 sqft |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 107-140-7656 |
|---|---|
| Street Address | 432 SADDLEBROOK CT |
| City | COVINGTON |
| State | LA |
| Zip | 70435-0529 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PENN MILL LAKES LT163 PH1 |
| Legal Subdivision | PENN MILL LAKES |
| Legal Phase | 1 |
| Legal Lot Number | 163 |
| Jurisdiction | SAINT TAMMANY LA |
| Township / Civil Division | 3 |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 40204 |
Source: St. Tammany Parish records · APN 107-140-7656
Assessment roll updated October 15, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 432 SADDLEBROOK CT, COVINGTON, LA 70435-0529 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 21, 2005 · Amount on Record |
| Deed Sale | Mar 21, 2005 · Amount on Record |
| Deed Document Number | 1748107 |
| Record Updated | Jun 08, 2026 |
Source: St. Tammany Parish records · Assessment roll updated October 15, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Louisiana |
| County | St. Tammany Parish |
| Unified School District | St. Tammany Parish School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $484.00 (-3.78%) Homeowner's exemption | $11,815 (-) Land $2,550 Building $9,265 | $118,150 (-) Land $25,500 Building $92,650 |
| 2024 | $503.00 (-6.51%) Homeowner's exemption | $11,815 (-) Land $2,550 Building $9,265 | $118,150 (-) Land $25,500 Building $92,650 |
| 2023 | $538.00 Homeowner's exemption | $11,815 (-) Land $2,550 Building $9,265 | $118,150 (+4.42%) Land $25,500 Building $92,650 |
| 2022 | $538.00 Homeowner's exemption | $11,815 Land $2,550 Building $9,265 | $113,150 Land $20,500 Building $92,650 |
Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 221030402041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 403 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 403 in force |
| Nearby Flood Claims | 15 (2016–2024) |
| Claims Outside the SFHA | 12 of 15 |
| Most Recent Claim | Sep 2024, rainfall accumulation, Hurricane Francine |
| Claims By Storm |
|
| Wildfire Risk | Moderate above 63% of the US · above 85% of Louisiana |
|---|---|
| Wildfire Likelihood | About 1 in 529 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 121 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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