432 Saddleback Rd, Austin, TX 78737 Property Records

Hays County property record for 432 Saddleback Rd, Austin, TX 78737

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 3,878 sqft · built 2006
Lot Size	0.289 acres (12,602 sqft)
Owner	Individual Name on Record
Tax Bill	$17,157 (2024)
Deeds & Mortgages	Sep 2020 Second Mortgage Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`113850000A048004`

Property Details

APN / Parcel Number

Primary APN	`113850000A048004`
Alternative APN	`R118339`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Stories	1 Story
Building Area	3,878 sqft Living Area
Gross Area	4,755 sqft
Upper Floors Area	1,429 sqft
Basement Area	1,748 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	12,602 sqft (0.289 acres)
Garage Type	Mixed
Garage Area	877 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R118339
Old Parcel Number	113850000A048004
Street Address	432 SADDLEBACK RD
City	AUSTIN
State	TX
Zip	78737-4571
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGH POINTE PH 1 SEC 1, BLOCK A, LOT 48, ACRES 0.2893 TAX CODES:MHC5,RSP,SDS
Legal Subdivision	HIGH POINTE PHASE I SEC ONE
Legal Phase	1
Legal Block	A
Legal Lot Number	48
Jurisdiction	HAYS TX
Township / Civil Division	DRIPPING SPRINGS-WIMBERLEY
Census Block Group	5
Census Block	5009
Census Tract	10816

Owner

Source: Hays County records, as of October 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	432 SADDLEBACK RD, AUSTIN, TX 78737-4571
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2020	Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage AMPLIFY CU
Sep 24, 2020	Deed of Trust, Mortgage AMPLIFY CU
Jul 16, 2018	Deed of Trust, Mortgage · FHA Mortgage NATIONWIDE EQUITIES
Jul 16, 2018	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 14, 2006
Deed Sale	Dec 14, 2006
Prior Sale	Sep 25, 2020
Deed Document Number	0000037633
Record Updated	Jun 8, 2026

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAYS TX
Recording Date	Sep 25, 2020
Property Address	432 SADDLEBACK RD, AUSTIN, TX 78737-4571
Document Number	0000042665
Map Reference	MB 13 PG 26
Instrument Date	Sep 24, 2020
Instrument	20042665
Transaction Type	Transfer
Record Updated	Oct 5, 2021
Title Company	CHICAGO TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000042668
Date	Sep 25, 2020
Instrument	20042668

Lender

Name	AMPLIFY CU
Type	Credit Union

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2035

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYS TX
Property Address	432 SADDLEBACK RD, AUSTIN, TX 78737-4571
Document Number	0000042668
Instrument Date	Sep 24, 2020
Transaction Type	Mortgage
Record Updated	Oct 23, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	432 SADDLEBACK RD AUSTIN TX 787374571, AUSTIN, TX 78737-4571

Mortgage

Document Number	0000042668
Date	Sep 25, 2020
Instrument	42668

Lender

Name	AMPLIFY CU
Address	AUSTIN, TX 78727

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Sep 24, 2035

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYS TX
Property Address	432 SADDLEBACK RD, AUSTIN, TX 78737-4571
Document Number	0000025890
Instrument Date	Jul 16, 2018
Transaction Type	Mortgage
Record Updated	Nov 21, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	432 SADDLEBACK RD AUSTIN TX 787374571, AUSTIN, TX 78737-4571

Mortgage

Document Number	0000025890
Date	Jul 20, 2018
Instrument	25890

Lender

Name	NATIONWIDE EQUITIES
Type	Funding / Finance Company
Address	MAHWAH, NJ 07495

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.14%

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYS TX
Property Address	432 SADDLEBACK RD, AUSTIN, TX 78737-4571
Document Number	0000025891
Instrument Date	Jul 16, 2018
Transaction Type	Mortgage
Record Updated	Sep 30, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	432 SADDLEBACK RD AUSTIN TX 787374571, AUSTIN, TX 78737-4571

Mortgage

Document Number	0000025891
Date	Jul 20, 2018
Instrument	25891

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.14%

Tax Assessment & Valuation

Source: Hays County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Hays County
Unified School District	Dripping Springs Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$925,972 (+9.16%) Land $148,680 Building $777,292	$925,972 (-10.55%) Land $148,680 Building $777,292
2024	$17,157.00 (+7.31%)
2023		$848,271 Land $184,080 Building $851,120	$1,035,200 Land $184,080 Building $851,120
2022	$15,988.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 88% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST TRAVIS COUNTY PUBLIC UTILITY AGENCY serves 35,664 people · EPA ID TX2270235
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Nov 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Spry Air Fiber Fixed Wireless	250 / 50

May also be available: AT&T, Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

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