432 S Palm St, Turlock, CA 95380 Property Records

Stanislaus County property record for 432 S Palm St, Turlock, CA 95380

Property Summary

Property Type	Residential
Details	1 bd · 1 ba · 3,128 sqft · built 1930
Lot Size	0.24 acres (10,454 sqft)
Owner	Company Name on Record
Last Sale	$750,000 (Feb 2022)
Tax Bill	$8,689 (2026)
Deeds & Mortgages	Feb 2022 Sale & Mortgage May 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`061-026-009-000`

Property Details

APN / Parcel Number

Primary APN	`061-026-009-000`
Alternative APNs	`0612609000` `0612609`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Units	5 Units
Stories	2 Stories
Building Area	3,128 sqft Total Area
Gross Area	3,100 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Multi-Family
Construction Type	Wood
Lot Area	10,454 sqft (0.24 acres)
View / Lot	Traffic

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace
Sewer	Storm Sewer

Location & Zoning

Street Address	432 S PALM ST
City	TURLOCK
State	CA
Zip	95380-4971
Property Category	Residential
Property Type	Residential > Specialized > Other
Legal Description	CITY OF TURLOCK BLK 23 LOTS 10, 11 & 12
Legal Subdivision	TURLOCK
Legal Block	23
Legal Lot Number	10-12
Jurisdiction	STANISLAUS CA
Township / Civil Division	TURLOCK
Census Block Group	2
Census Block	2041
Census Tract	3904

Owner

Source: Stanislaus County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 2048, SAN FRANCISCO, CA 94126-2048
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2022	Grant Deed, Transfer · Commercial Mortgage NORTH AMERICAN SAVINGS BANK FSB
May 8, 2018	Grant Deed, Transfer FIRSTT AMERICAN TITLE
Sep 25, 2017	Grant Deed, Transfer · Commercial Mortgage ZINCE FINANCIAL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 24, 2022 · Amount on Record
Deed Sale	Feb 24, 2022 · Amount on Record
Prior Sale	May 8, 2018 · Amount on Record
Deed Document Number	202213420
Prior Transfer Date	Mar 30, 2016
Prior Transfer Doc	0000028001
Record Updated	Oct 29, 2026

February 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Feb 24, 2022
Property Address	432 S PALM ST, TURLOCK, CA 95380-4971
Document Number	0000013420
Map Reference	VOL 9 PG 25
Instrument Date	Feb 14, 2022
Instrument	2022-0013420
Transaction Type	Transfer
Record Updated	Sep 28, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 7080, SAN CARLOS, CA 94070-7080
Investor	Possibly a Property Investor

Mortgage

Document Number	0000013421
Date	Feb 24, 2022
Instrument	2022-0013421

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2037

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	May 8, 2018
Property Address	432 S PALM ST, TURLOCK, CA 95380-4971
Document Number	0000031407
Instrument Date	Apr 17, 2018
Instrument	31407
Transaction Type	Transfer
Record Updated	May 16, 2018
Title Company	FIRSTT AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$506.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	46 N 2ND ST CAMPBELL CA 950082026, CAMPBELL, CA 95008-2026

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Sep 25, 2017
Property Address	432 S PALM ST, TURLOCK, CA 95380-4971
Document Number	0000070375
Map Reference	VOL9 PG25
Instrument Date	Aug 31, 2017
Instrument	2017-0070375
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	NORTH AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 STANDIFORD AVE STE A, A, MODESTO, CA 95350-1159
Investor	Possibly a Property Investor

Mortgage

Document Number	0000070376
Date	Sep 25, 2017
Instrument	2017-0070376

Lender

Name	ZINCE FINANCIAL INC
Type	Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Prepayment Penalty	03 Months

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Turlock City
Unified School District	Turlock Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$8,689.00 (+1.78%)	$811,822 (+2%) Land $254,370 Building $557,452
2025	$8,537.00 (+2.04%)	$795,905 (+58.21%) Land $249,383 Building $546,522
2023	$8,366.00 (+53.9%)	$503,073 Land $58,508 Building $444,565
2022	$5,436.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TURLOCK serves 72,888 people · EPA ID CA5010019
Water Source	Purchased surface water from STANISLAUS REGIONAL WATER AUTHORITY
Last State Inspection	Mar 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Ayera Technologies Fixed Wireless	1,000 / 500
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: unWired Broadband.

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