432 S Loafer View Dr, Payson, UT 84651 Property Records

Utah County property record for 432 S Loafer View Dr, Payson, UT 84651

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,194 sqft · built 2006
Lot Size	0.327 acres (14,244 sqft)
Owner	2 Individual Names on Record
Last Sale	$228,700 (Sep 2006)
Tax Bill	$3,299 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Sep 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`45-287-0056`

Property Details

APN / Parcel Number

Primary APN	`45-287-0056`
Alternative APN	`295012`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,194 sqft Living Area
Gross Area	4,046 sqft
1st Floor Area	1,276 sqft
Basement Area	1,276 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	A-Frame
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Other
Lot Area	14,244 sqft (0.327 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Slab
Porch Area	388 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	295012
Street Address	432 S LOAFER VIEW DR
City	PAYSON
State	UT
Zip	84651-8531
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 52, PLAT C, LOAFER MEADOWS ESTATES SUBDV. AREA 0.327 AC.
Legal Subdivision	LOAFER MEADOWS ESTATES SUB
Legal Lot Number	52
Jurisdiction	UTAH UT
Township / Civil Division	SPANISH FORK-PAYSON
Census Block Group	2
Census Block	2001
Census Tract	3404

Owner

Source: Utah County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	432 S LOAFER VIEW DR, PAYSON, UT 84651-8531
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Sep 29, 2020	Deed of Trust, Mortgage · Line of Credit UTAH CMNTY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2006 · Amount on Record
Deed Sale	Sep 29, 2006 · Amount on Record
Prior Sale	Feb 13, 2002
Deed Document Number	2006129386
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	432 S LOAFER VIEW DR, PAYSON, UT 84651-8531
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000073983
Date	Apr 20, 2021
Instrument	73983:2021

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2041

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	432 S LOAFER VIEW DR, PAYSON, UT 84651-8531
Document Number	0000154229
Instrument Date	Sep 29, 2020
Transaction Type	Mortgage
Record Updated	Dec 14, 2020
Title Company	MERIDIAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	432 S LOAFER VIEW DR PAYSON UT 846518531, PAYSON, UT 84651-8531

Mortgage

Document Number	0000154229
Date	Oct 5, 2020
Instrument	154229

Lender

Name	UTAH CMNTY FCU
Type	Credit Union
Address	PROVO, UT 84604

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 4, 2045

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Payson City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$336,820 (-44.15%)	$612,400 (+1.54%) Land $195,400 Building $417,000
2025	$3,299.00 (+0.03%)	$603,100 (+90.37%) Land $186,100 Building $417,000	$603,100 (+4.7%) Land $186,100 Building $417,000
2024	$3,298.00 (+6.25%)
2023	$3,104.00 (-3.18%)	$316,800	$576,000 Land $160,200 Building $415,800
2022	$3,206.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 45% of Utah
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAYSON CITY WATER SYSTEM serves 19,000 people · EPA ID UTAH25021
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Rise Broadband, T-Mobile, Utah Broadband.

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