Putnam County property record for 432 S Francis St, Interlachen, FL 32148
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,414 sqft · built 1959 |
| Lot Size | 2.95 acres (128,530 sqft) |
| Owner | Company Name on Record |
| Last Sale | $128,900 (Jun 2018) |
| Tax Bill | $1,065 (2025) |
| Deeds & Mortgages | Jan 2022 Transfer Jun 2018 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 15-10-24-0000-0340-0000 |
| Primary APN | 15-10-24-0000-0340-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Building Area | 2,414 sqft Living Area |
| 1st Floor Area | 2,414 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Lot Area | 128,530 sqft (2.95 acres) |
| Lot Dimensions | 266 ft deep x 100 ft wide |
| Garage Type | Carport |
| Garage Area | 484 sqft |
| Carport | Carport |
| Carport Area | 484 sqft |
| Porch | Screened/Unfinished Porch |
| Porch Area | 1,908 sqft |
| Heating System | HVAC |
|---|
| Account Number | 77283 |
|---|---|
| Street Address | 432 S FRANCIS ST |
| City | INTERLACHEN |
| State | FL |
| Zip | 32148-5483 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT OF SW1/4 OF SW1/4 BK237, P103 (EX BK241 P319) |
| Legal Range | 24E |
| Legal Township | 10S |
| Legal Section | 15 |
| Jurisdiction | PUTNAM FL |
| Township / Civil Division | INTERLACHEN-FLORAHOME |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 950500 |
Source: Putnam County records, as of December 10, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 432 S FRANCIS ST, INTERLACHEN, FL 32148-5483 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jan 3, 2022 | Intrafamily Transfer, Transfer ATTORNEY |
| Jun 13, 2018 | Warranty Deed, Transfer GULLET TITLE/INTERLACHEN INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 13, 2018 · Amount on Record |
| Deed Sale | Jun 13, 2018 · Amount on Record |
| Prior Sale | Nov 18, 2013 · Amount on Record |
| Deed Document Number | 201811003 |
| Deed Book / Page | 1509 / 1468 |
| Last Transfer Date | Jan 3, 2022 |
| Transfer Doc | 0016500323 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | PUTNAM FL |
| Recording Date | Jan 3, 2022 |
| Property Address | 432 S FRANCIS ST, INTERLACHEN, FL 32148-5483 |
| Document Number | 0016500323 |
| Book / Page | 1650 / 323 |
| Instrument Date | Jan 3, 2022 |
| Instrument | 202254000025 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 432 S FRANCIS ST, INTERLACHEN, FL 32148-5483 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PUTNAM FL |
| Recording Date | Jun 13, 2018 |
| Property Address | 432 S FRANCIS ST, INTERLACHEN, FL 32148-5483 |
| Document Number | 0015091468 |
| Book / Page | 001509 / 001468 |
| Instrument Date | Jun 11, 2018 |
| Instrument | 54011003 |
| Transaction Type | Transfer |
| Record Updated | Jul 16, 2018 |
| Title Company | GULLET TITLE/INTERLACHEN INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $902.30 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 307 RIDGE RD BUTNER NC 275091758, BUTNER, NC 27509-1758 |
Source: Putnam County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Putnam County |
| Municipality | Interlachen Town |
| Unified School District | Putnam County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,065.00 (+9.01%) Homeowner's exemption | $213,170 (+3.44%) Land $13,600 Building $199,570 | $213,170 (+3.44%) Land $13,600 Building $199,570 |
| 2023 | $977.00 (-6.77%) Homeowner's exemption | $206,080 (+15.17%) | $206,080 (+15.17%) Land $13,600 Building $192,480 |
| 2022 | $1,048.00 | $178,930 | $178,930 Land $13,600 Building $165,330 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 79.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 2 (1997–2017) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Oct 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · lower than 72% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INTERLACHEN WS serves 791 people · EPA ID FL2541180 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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