432 S 2nd St E, Aurora, MN 55705 Property Records

St. Louis County property record for 432 S 2nd St E, Aurora, MN 55705

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 924 sqft · built 1996
Lot Size	0.143 acres (6,229 sqft)
Owner	Individual Name on File
Last Sale	$18,000 (Apr 2010)
Tax Bill	$768 (2026)
Deeds & Mortgages	Apr 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`100-0077-00290`

Property Details

APN / Parcel Number

Primary APN	`100-0077-00290`
Alternative APN	`899035`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	924 sqft Gross Area
1st Floor Area	924 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Aluminum/Vinyl
Lot Area	6,229 sqft (0.143 acres)
Porch	Slab
Deck Area	96 sqft
Storage Building	70 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Account Number	899035
Street Address	432 S 2ND ST E
City	AURORA
State	MN
Zip	55705-1563
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0006 BLOCK:002 SERIAL #
Legal Subdivision	ZUPONCIC ACRES 1ST ADD TO AURO
Legal Block	2
Legal Lot Number	6
Jurisdiction	ST LOUIS MN
Township / Civil Division	WHITE
Census Block Group	1
Census Block	1016
Census Tract	13800

Owner

Source: St. Louis County records · APN 100-0077-00290

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	432 S 2ND ST E, AURORA, MN 55705-1563
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 22, 2010 · Amount on Record
Deed Sale	Apr 22, 2010 · Amount on Record
Deed Document Number	20101133112
Record Updated	Sep 20, 2026

April 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST LOUIS MN
Property Address	432 S 2ND ST E, AURORA, MN 55705-1563
Document Number	00A1377721
Instrument Date	Apr 13, 2020
Transaction Type	Mortgage
Record Updated	Jun 15, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	432 S 2ND ST E AURORA MN 557051563, AURORA, MN 55705-1563

Mortgage

Document Number	00A1377721
Date	Apr 21, 2020
Instrument	A1377721

Lender

Name	EMBARRASS VERMILLION FCU
Type	Credit Union
Address	AURORA, MN 55705

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Apr 20, 2025

Interest

Rate	6%

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Aurora City
County	St. Louis County
County Subdivision	White Township
Unified School District	Mesabi East School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$768.00 (+4.35%)
2025	$736.00 (+651.02%)	$30,300 (-4.11%) Land $4,900 Building $25,400	$30,300 (-4.11%) Land $4,900 Building $25,400
2024		$31,600 (+33.9%) Land $4,200 Building $27,400	$31,600 (+33.9%) Land $4,200 Building $27,400
2022	$98.00	$23,600 Land $4,200 Building $19,400	$23,600 Land $4,200 Building $19,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 24, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Zito West Holding Fiber	1,000 / 1,000
Mediacom Communications Cable · Fiber in parts of the area	1,000 / 50
AT&T Fixed Wireless	100 / 20

Based on FCC filings for 217 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	Aurora serves 1,764 people
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.