Dallas County property record for 432 Rustic Cir, Richardson, TX 75080 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,260 sqft · built 1955 |
| Lot Size | 0.174 acres (7,570 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $425,600 (Nov 2025) |
| Tax Bill | $4,686 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 42-04250-001-018-0000 |
| Primary APN | 42-04250-001-018-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,260 sqft Living Area |
| 1st Floor Area | 1,260 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,570 sqft (0.174 acres) |
| Lot Dimensions | 130 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Water Source | Commercial |
| Account Number | 420425000101800 |
|---|---|
| Street Address | 432 RUSTIC CIR |
| City | RICHARDSON |
| State | TX |
| Zip | 75080-5301 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CENTRAL TERRACE BLK A LT 18 INT202500247078 DD11202025 CO-DC 0425000101800 3CR04250001 |
| Legal Subdivision | CENTRAL TERRACE |
| Legal Tract | 4250 |
| Legal Block | A |
| Legal Lot Number | 18 |
| Jurisdiction | DALLAS TX |
| Township / Civil Division | NORTHEAST DALLAS |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 19203 |
Source: Dallas County records · APN 42-04250-001-018-0000
Assessment roll updated August 10, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 432 RUSTIC CIR, RICHARDSON, TX 75080-5301 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
| Date | Document |
|---|---|
| Nov 21, 2025 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Jun 23, 2020 | Vendor's Lien, Transfer · Conventional Mortgage SWBC MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 21, 2025 · Amount on Record |
| Deed Sale | Nov 21, 2025 · Amount on Record |
| Prior Sale | Jun 23, 2020 · Amount on Record |
| Deed Document Number | 2025247078 |
| Prior Transfer Date | Jun 22, 2020 |
| Prior Transfer Doc | 0000163165 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DALLAS TX |
| Recording Date | Nov 21, 2025 |
| Property Address | 432 RUSTIC CIR, RICHARDSON, TX 75080-5301 |
| Document Number | 0000247078 |
| Map Reference | VOL 19 PG 285 |
| Instrument Date | Nov 20, 2025 |
| Instrument | 202500247078 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2026 |
| Title Company | LAWYERS TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 432 RUSTIC CIR, RICHARDSON, TX 75080-5301 |
| Document Number | 0000247079 |
|---|---|
| Date | Nov 21, 2025 |
| Instrument | 202500247079 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2055 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | DALLAS TX |
| Recording Date | Jun 23, 2020 |
| Property Address | 432 RUSTIC CIR, RICHARDSON, TX 75080-5301 |
| Document Number | 202000163165 |
| Map Reference | VOL 19 PG 285 |
| Instrument Date | Jun 22, 2020 |
| Instrument | 202000163165 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2021 |
| Title Company | LAWYERS TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 432 RUSTIC CIR, 432, RICHARDSON, TX 75080-5301 |
| Name | Verified Name |
|---|---|
| Address | 4806 TREMONT ST, DALLAS, TX 75246-1128 |
| Document Number | 202000163166 |
|---|---|
| Date | Jun 23, 2020 |
| Instrument | 202000163166 |
| Name | SWBC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Jul 01, 2030 |
Source: Dallas County records · Assessment roll updated August 10, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Dallas County |
| Municipality | Richardson City |
| Unified School District | Richardson Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $400,000 (-6.03%) Land $100,000 Building $300,000 | $400,000 (-6.03%) Land $100,000 Building $300,000 | |
| 2025 | $4,686.00 (+2.76%) Homeowner's exemption | $425,680 (+47.52%) Land $100,000 Building $325,680 | $425,680 (+47.52%) Land $100,000 Building $325,680 |
| 2024 | $4,560.00 (-29.74%) | ||
| 2023 | $6,490.00 (-8.39%) | $288,550 Land $75,000 Building $213,550 | $288,550 Land $75,000 Building $213,550 |
| 2022 | $7,084.00 |
Source: FEMA National Flood Hazard Layer, Dallas County (48113C), updated October 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 481130192031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Claims | 2 (1980–2015) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Mar 2015, rainfall accumulation |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 498 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: AT&T, Element8 Technology Investment Group, Spectrum, Hotwire Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.
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