Lancaster County property record for 432 Ruby St, Lancaster, PA 17603 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1928 |
| Square Footage | 1,080 sqft Living Area |
| Lot Size | 1,307 sqft (0.03 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $234,900 (2023) |
| Tax Bill | $3,039.00 (2025) |
Source: Lancaster County records · APN 338-60414-0-0000
Assessment roll updated May 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 432 RUBY ST, LANCASTER, PA 17603-5067 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 26, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ALAN H CHERKTH |
| Apr 10, 2023 | Deed, Transfer ABSTRACT ASSOCIATES, ABSTRACT ASSN OF LANCASTER I |
| Oct 04, 2022 | Deed, Transfer REGAL ABSTRACT LANCASTER, REGAL ABSTRACT LANCASTER CIT |
| Oct 04, 2022 | Deed, Transfer · Stand Alone First Mortgage CAROL METZLER |
| Jun 11, 2021 | Deed, Transfer · Seller Take-Back FAYE VERDEGEM |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 10, 2023 · Amount on Record |
| Deed Sale | Apr 10, 2023 · Amount on Record |
| Prior Sale | Oct 04, 2022 · Amount on Record |
| Deed Doc Number | 20236731161 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER PA |
| Property Address | 432 RUBY ST, LANCASTER, PA 17603-5067 |
| Transaction Type | Mortgage |
| Record Updated | Apr 07, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0006677495 |
|---|---|
| Date | Apr 26, 2022 |
| Instrument | 6677495 |
| Name | ALAN H CHERKTH |
|---|---|
| Type | Private Party |
| Address | 439 N DUKE ST, LANCASTER, PA 17602 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 11 Months |
| Due | Mar 01, 2023 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LANCASTER PA |
| Recording Date | Apr 10, 2023 |
| Property Address | 432 RUBY ST, LANCASTER, PA 17603-5067 |
| Document Number | 0006731161 |
| Instrument Date | Apr 07, 2023 |
| Instrument | 6731161 |
| Transaction Type | Transfer |
| Record Updated | Apr 07, 2026 |
| Title Company | ABSTRACT ASSOCIATES, ABSTRACT ASSN OF LANCASTER I |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,349.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 432 RUBY ST, LANCASTER, PA 17603-5067 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LANCASTER PA |
| Recording Date | Oct 04, 2022 |
| Property Address | 432 RUBY ST, LANCASTER, PA 17603-5067 |
| Document Number | 0006706001 |
| Instrument Date | Sep 30, 2022 |
| Instrument | 6706001 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2022 |
| Title Company | REGAL ABSTRACT LANCASTER, REGAL ABSTRACT LANCASTER CIT |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,500.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 51 S SLOKUM AVE, CHRISTIANA, PA 17509 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LANCASTER PA |
| Recording Date | Oct 04, 2022 |
| Property Address | 432 RUBY ST, LANCASTER, PA 17603-5067 |
| Document Number | 0006706001 |
| Instrument Date | Sep 30, 2022 |
| Instrument | 6706001 |
| Transaction Type | Transfer |
| Record Updated | Apr 07, 2026 |
| Title Company | REGAL ABSTRACT LANCASTER, REGAL ABSTRACT LANCASTER CIT |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,500.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 51 S SLOKUM AVE, CHRISTIANA, PA 17509 |
| Document Number | 0006706849 |
|---|---|
| Date | Oct 04, 2022 |
| Instrument | 6706849 |
| Name | CAROL METZLER |
|---|---|
| Type | Private Party |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | LANCASTER PA |
| Recording Date | Jun 11, 2021 |
| Property Address | 432 RUBY ST, LANCASTER, PA 17603-5067 |
| Document Number | 0006609420 |
| Instrument Date | Jun 10, 2021 |
| Instrument | 6609420 |
| Transaction Type | Transfer |
| Record Updated | Apr 07, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,150.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 432 RUBY ST, LANCASTER, PA 17603-5067 |
| Document Number | 0006609421 |
|---|---|
| Date | Jun 11, 2021 |
| Instrument | 6609421 |
| Name | FAYE VERDEGEM |
|---|---|
| Type | Seller |
| Type | Seller Take-Back |
|---|---|
| Amount | Amount Recorded |
| Term | 15 Months |
| Due | Sep 01, 2022 |
Source: Lancaster County records · Assessment roll updated May 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Lancaster County |
| Municipality | Lancaster City |
| Unified School District | Lancaster School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $76,000 (-) Land $17,500 Building $58,500 | $76,000 (-) Land $17,500 Building $58,500 | |
| 2025 | $3,039.00 (+1.06%) | ||
| 2024 | $3,007.00 | $76,000 Land $17,500 Building $58,500 | |
| 2018 | $76,000 Land $17,500 Building $58,500 |
Source: FEMA National Flood Hazard Layer, Lancaster County (42071C), updated June 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified: October 2026
| Historic District | Within the Lancaster City Historic District listed 2001 · 13,488 contributing resources · NRIS 01000956 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
| Primary APN | 338-60414-0-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Building Area | 1,080 sqft Living Area |
| Gross Area | 1,818 sqft Gross Area |
| 1st Floor | 540 sqft 1st Floor |
| Upper Floors | 540 sqft Upper Floors |
| Basement Area | 540 sqft Basement |
| Game Room | Game Room |
| Stories | 2 Stories |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Architectural Style | Row Home Style |
| Exterior Material | Brick Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 1,307 sqft (0.03 acres) |
| Porch Area | 198 sqft Porch |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 432 RUBY ST |
|---|---|
| City | LANCASTER |
| State | PA |
| Zip | 17603-5067 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 432 RUBY ST |
| Legal Lot Number | 5 |
| Jurisdiction | LANCASTER PA |
| Minor Civil Division | LANCASTER |
| Census Blockgroup | 3 |
| Census Block | 3005 |
| Census Tract | 1100 |
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