432 Roemer Rd, Elgin, TX 78621 Property Records

Bastrop County property record for 432 Roemer Rd, Elgin, TX 78621

Property Summary

Property Type	Rural Home
Details	3 bd · 1,996 sqft · built 1982
Lot Size	10.3 acres (451,238 sqft)
Owner	2 Individual Names on Record
Last Sale	$446,500 (Jul 2018)
Tax Bill	$8,046 (2024)
Deeds & Mortgages	Apr 2026 Line of Credit Apr 2026 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R15198`

Property Details

APN / Parcel Number

Primary APN	`R15198`
Alternative APN	`O0227806`

Interior

Bedrooms	3 Beds
Stories	1 Story
Building Area	1,996 sqft Living Area
Gross Area	2,916 sqft
1st Floor Area	1,996 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1985
Roof Material	Composition Shingle
Lot Area	451,238 sqft (10.3 acres)
Garage Type	Attached
Garage Area	632 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	554 sqft
Storage Building	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	432 ROEMER RD
City	ELGIN
State	TX
Zip	78621-1247
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	A19 CASNER, ISAAC, TRACT 3, ACRES 10.359
Legal Subdivision	CASNER, ISAAC
Legal Tract	3
Legal Block	1
Legal Lot Number	3
Jurisdiction	BASTROP TX
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1011
Census Tract	950102

Owner

Source: Bastrop County records, as of June 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	432 ROEMER RD, ELGIN, TX 78621-1247
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2026	Deed of Trust · Line of Credit RANDOLPH BROOKS FEDERAL CREDIT UNION
Apr 16, 2026	Deed of Trust, Mortgage · Line of Credit RANDOLPH BROOKS FEDERAL CREDIT UNION
Sep 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage PRIMELENDING
Jul 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage PRIMELENDING
Jul 27, 2018	Vendor's Lien, Transfer PRIMELENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2018 · Amount on Record
Deed Sale	Jul 27, 2018 · Amount on Record
Prior Sale	Nov 9, 2015
Deed Document Number	201810848
Prior Transfer Date	Mar 15, 2014
Prior Transfer Doc	2304/458
Record Updated	Sep 20, 2026

April 2026: Deed of Trust

Document Type	Deed of Trust
Jurisdiction	BASTROP TX
Recording Date	Apr 16, 2026
Property Address	432 ROEMER RD, ELGIN, TX 78621-1247
Document Number	0000006376
Instrument Date	Apr 11, 2026
Instrument	2026.6376
Record Updated	Apr 29, 2026
Title Company	ICE MORTGAGE TECHNOLOGY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	432 ROEMER RD, ELGIN, TX 78621-1247

Mortgage

Document Number	0000006376,
Date	Apr 16, 2026
Instrument	2026.6376

Lender

Name	RANDOLPH BROOKS FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 1, 2036

Interest

Rate	6.11%
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BASTROP TX
Recording Date	Apr 16, 2026
Property Address	432 ROEMER RD, ELGIN, TX 78621-1247
Document Number	0202606376
Instrument Date	Apr 11, 2026
Instrument	20266376
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ICE MORTGAGE TECHNOLOGY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	432 ROEMER RD, ELGIN, TX 78621-1247

Mortgage

Document Number	0000006376,
Date	Apr 16, 2026
Instrument	20266376

Lender

Name	RANDOLPH BROOKS FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 1, 2036

Interest

Rate	6.11%
Max Rate	-1%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BASTROP TX
Property Address	432 ROEMER RD, ELGIN, TX 78621-1247
Transaction Type	Mortgage
Record Updated	Dec 7, 2022
Title Company	CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202120717
Date	Sep 22, 2021
Instrument	202120717

Lender

Name	PRIMELENDING
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BASTROP TX
Property Address	432 ROEMER RD, ELGIN, TX 78621-1247
Transaction Type	Mortgage
Record Updated	Nov 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201910499
Date	Jul 15, 2019
Instrument	201910499

Lender

Name	PRIMELENDING
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 2, 2049

July 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BASTROP TX
Recording Date	Jul 27, 2018
Property Address	432 ROEMER RD, ELGIN, TX 78621-1247
Document Number	201810848
Instrument Date	Jul 27, 2018
Instrument	201810848
Transaction Type	Transfer
Record Updated	Nov 22, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	432 ROEMER RD, ELGIN, TX 78621-1247

Mortgage

Document Number	201810849
Date	Jul 27, 2018
Instrument	201810849

Lender

Name	PRIMELENDING
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Bastrop County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bastrop County
Unified School District	Elgin Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$249,173 (-51.81%) Land $30,404 Building $218,769	$503,317 (-2.66%) Land $284,548 Building $218,769
2024	$8,046.00
2023	Homeowner's exemption	$517,046 Land $284,548 Building $232,498	$517,046 Land $284,548 Building $232,498
2022	$9,281.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 68% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA WSC serves 86,325 people · EPA ID TX0110013
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	27 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Rise Broadband Fixed Wireless	100 / 20
SOS Communications Fixed Wireless	100 / 20
VTX Communications Fixed Wireless	50 / 10

May also be available: AT&T.

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