432 Riverside Ave, Adrian, MI 49221 Property Records

Lenawee County property record for 432 Riverside Ave, Adrian, MI 49221

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,145 sqft · built 1973
Lot Size0.16 acres (6,970 sqft)
Owner2 Individual Names on Record
Last Sale$127,500 (Jul 2005)
Tax Bill$2,654 (2025)
Deeds & MortgagesMar 2026 Mortgage
Apr 2021 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APNXA0-815-0004-00

Property Details

APN / Parcel Number

Primary APNXA0-815-0004-00

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,145 sqft Living Area
1st Floor Area1,145 sqft
Basement Area1,145 sqft

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Architectural StyleRanch
Lot Area6,970 sqft (0.16 acres)
Lot Dimensions110 ft deep x 127 ft wide
Garage Area506 sqft
Parking Spaces2 Parking Spaces
Total Buildings10 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address432 RIVERSIDE AVE
CityADRIAN
StateMI
Zip49221-1552
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-4
Legal DescriptionLOT 4 WILD FLOWER PARK
Legal SubdivisionWILD FLOWER PARK
Legal Lot Number4
JurisdictionLENAWEE MI
Township / Civil DivisionADRIAN
Census Block Group1
Census Block1031
Census Tract61400

Owner

Source: Lenawee County records, as of July 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address432 RIVERSIDE AVE, ADRIAN, MI 49221-1552
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 13, 2026Deed of Trust, Mortgage · Conventional Mortgage
LENCO CREDIT UNION
Apr 16, 2021Deed of Trust, Mortgage · Line of Credit
LENCO CREDIT UNION
Mar 31, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Mar 31, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
May 24, 2018Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 5, 2005 · Amount on Record
Deed SaleJul 5, 2005 · Amount on Record
Deed Book / Page2301 / 706
Last Transfer DateMay 18, 2018
Transfer Doc0025630863
Record UpdatedOct 29, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLENAWEE MI
Property Address432 RIVERSIDE AVE, ADRIAN, MI 49221-1552
Transaction TypeMortgage
Record UpdatedApr 7, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0026970323
DateMar 13, 2026
Book Page2697/323
Lender
NameLENCO CREDIT UNION
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMar 7, 2041

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLENAWEE MI
Property Address432 RIVERSIDE AVE, ADRIAN, MI 49221-1552
Transaction TypeMortgage
Record UpdatedAug 12, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0026170549
DateApr 16, 2021
Book Page2617/549
Lender
NameLENCO CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term181 Months
DueMay 1, 2036
Interest
Rate TypeAdjustable Rate

March 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLENAWEE MI
Recording DateMar 31, 2020
Property Address432 RIVERSIDE AVE, ADRIAN, MI 49221-1552
Document Number0025960063
Book / Page002596 / 000063
Instrument DateMar 23, 2020
Transaction TypeTransfer
Record UpdatedApr 21, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address914 COLLEGE AVE ADRIAN MI 492212514, ADRIAN, MI 49221-2514

March 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLENAWEE MI
Recording DateMar 31, 2020
Property Address432 RIVERSIDE AVE, ADRIAN, MI 49221-1552
Document Number0025960064
Book / Page002596 / 000064
Instrument DateMar 23, 2020
Transaction TypeTransfer
Record UpdatedApr 20, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address914 COLLEGE AVE ADRIAN MI 492212514, ADRIAN, MI 49221-2514

May 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLENAWEE MI
Recording DateMay 24, 2018
Property Address432 RIVERSIDE AVE, ADRIAN, MI 49221-1552
Document Number0025630863
Book / Page002563 / 000863
Instrument DateMay 18, 2018
Transaction TypeTransfer
Record UpdatedJan 14, 2019

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address914 COLLEGE AVE ADRIAN MI 492212514, ADRIAN, MI 49221-2514

Tax Assessment & Valuation

Source: Lenawee County assessment roll, as of July 31, 2026

Property Jurisdictions

TypeName
StateMichigan
MunicipalityAdrian City
CountyLenawee County
Unified School DistrictAdrian City School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$79,800 (-0.5%)$159,600 (-0.5%)
2025$2,654.00 (+2.39%) Homeowner's exemption$80,200 (+20.6%)$160,400 (+20.6%)
2024$2,592.00
2023$66,500 (+11.95%)$133,000 (+11.95%)
2022$59,400$118,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 14, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 91% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemADRIAN
serves 23,663 people · EPA ID MI0000040
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
D&P Communications
Fiber · Cable in parts of the area
4,000 / 4,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Mercury Fiber
Fixed Wireless
150 / 20
T-Mobile
Fixed Wireless
100 / 20

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