432 River Rd, Salinas, CA 93908 Property Records

Monterey County property record for 432 River Rd, Salinas, CA 93908

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 4,762 sqft · built 2005
Lot Size4 acres (174,240 sqft)
Owner2 Company Names on Record
Last Sale$2,650,000 (Apr 2026)
Tax Bill$17,895 (2025)
Deeds & MortgagesApr 2026 Sale
May 2022 Transfer
+ 3 more
Flood ZoneZone X (minimal risk)
APN139-085-017-000

Property Details

APN / Parcel Number

Primary APN139-085-017-000
Alternative APN
  • 139-085-017

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms15 Rooms
Stories1 Story
Building Area4,762 sqft Living Area
1st Floor Area4,762 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleOther
Construction TypeWood
Lot Area174,240 sqft
Garage Area1,130 sqft
Parking Spaces4 Parking Spaces

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Old Parcel Number139-085-017
Street Address432 RIVER RD
CitySALINAS
StateCA
Zip93908-9627
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionASSRS MP 2 BUENA VISTA RO POR OF LOT 119 AS DESC IN R572 PG 247 4 AC APRX RW & EXC RW
Legal SubdivisionASSRS MP 2 BUENA VISTA RO
Legal Lot Number119
JurisdictionMONTEREY CA
Township / Civil DivisionTORO PARK
Census Block Group1
Census Block1006
Census Tract10702

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address140 TIDE AVE, MONTEREY, CA 93940-3462
Owner TypeCompany
VestingTrust, Irrevocable Trust

Deeds, Mortgages & Sale History

DateDocument
Apr 13, 2026Grant Deed, Transfer
OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY
May 4, 2022Intrafamily Transfer, Transfer
Jul 7, 2020Deed of Trust, Mortgage · Conventional Mortgage
MECHANICS BANK
Aug 23, 2019Deed of Trust, Mortgage
RABOBANK
Jul 3, 2019Grant Deed, Transfer
WFG TITLE COMPANY/CA, WFG TITLE CO/CA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 13, 2026 · Amount on Record
Deed SaleApr 13, 2026 · Amount on Record
Prior SaleJul 3, 2019 · Amount on Record
Deed Document Number202612013
Prior Transfer DateApr 25, 2022
Prior Transfer Doc0000021267
Record UpdatedSep 20, 2026

April 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMONTEREY CA
Recording DateApr 13, 2026
Property Address432 RIVER RD, SALINAS, CA 93908-9627
Document Number0000012013
Instrument DateApr 7, 2026
Instrument202612013
Transaction TypeTransfer
Record UpdatedApr 22, 2026
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$294,415.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipIrrevocable Trust
Address140 TIDE AVE, MONTEREY, CA 93940-3462

May 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONTEREY CA
Recording DateMay 4, 2022
Property Address432 RIVER RD, SALINAS, CA 93908-9627
Document Number0000021267
Map ReferenceVOL 1188 PG 258
Instrument DateApr 25, 2022
Instrument2022021267
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address432 RIVER RD, SALINAS, CA 93908-9627

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEREY CA
Property Address432 RIVER RD, SALINAS, CA 93908-9627
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyCHICAGO TITLE COMPANY SALINA

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000032558
DateJul 7, 2020
Instrument2020032558
Lender
NameMECHANICS BANK
TypeBank
AddressARROYO GRANDE, CA 93421
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2050
Interest
Rate TypeAdjustable Rate
Rate2.75%
Type Change DateJul 1, 2030
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change4.75%
Index1-Year CMT
Max Rate8.75%

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEREY CA
Property Address432 RIVER RD, SALINAS, CA 93908-9627
Document Number0000037530
Instrument DateAug 23, 2019
Transaction TypeMortgage
Record UpdatedSep 9, 2019
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address432 RIVER RD SALINAS CA 939089627, SALINAS, CA 93908-9627

Mortgage

Document Number0000037530
DateAug 29, 2019
Instrument37530
Lender
NameRABOBANK
TypeBank
AddressARROYO GRANDE, CA 93421-6002
Agreement
AmountAmount Recorded
Term360 Months
DueAug 28, 2049

July 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMONTEREY CA
Recording DateJul 3, 2019
Property Address432 RIVER RD, SALINAS, CA 93908-9627
Document Number0000027722
Instrument DateJul 1, 2019
Instrument27722
Transaction TypeTransfer
Record UpdatedJul 16, 2019
Title CompanyWFG TITLE COMPANY/CA, WFG TITLE CO/CA

Transaction

AmountAmount Recorded
Tax$1,518.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address432 RIVER RD SALINAS CA 939089627, SALINAS, CA 93908-9627

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMonterey County
Secondary School DistrictSalinas Union High School District (07 - 12)
Elementary School DistrictSpreckels Union Elementary School District (KG - 06)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,539,409 (+2%) Land $501,981 Building $1,037,428
2025$17,895.00 (+6.28%)$1,509,226 (+4.04%) Land $492,139 Building $1,017,087
2024$16,838.00 (+4.32%)
2023$16,141.00 (-0.57%)$1,450,624 Land $473,030 Building $977,594
2022$16,233.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 18 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies18 in force
Nearby Flood Claims11 (1995–2010)
Claims Outside the SFHA6 of 11
Most Recent ClaimJan 2010 · rainfall accumulation
Claims by Event
  • Severe Winter Storms And Flooding, Feb 1998 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 61% of the US · lower than 63% of California
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cruzio
Fixed Wireless
1,000 / 1,000
Razzolink
Fixed Wireless
500 / 250

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