432 Rinconada Ct, Benicia, CA 94510 Property Records

Solano County property record for 432 Rinconada Ct, Benicia, CA 94510

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,723 sqft · built 1977
Lot Size	0.16 acres (6,969 sqft)
Owner	Individual Name on File
Last Sale	$284,500 (Sep 2022)
Tax Bill	$8,045 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Mar 2017 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`0088-171-530`

Property Details

APN / Parcel Number

Primary APN	`0088-171-530`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	3 Stories
Building Area	1,723 sqft Living Area
1st Floor Area	684 sqft
2nd Floor Area	610 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Lot Area	6,969 sqft (0.16 acres)
Garage Area	438 sqft
Parking Spaces	2 Parking Spaces
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	432 RINCONADA CT
City	BENICIA
State	CA
Zip	94510-2332
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RINCONADA DE BENICIA SUB LOT 10
Legal Subdivision	RINCONADA DE BENICIA
Legal Lot Number	10
Jurisdiction	SOLANO CA
Township / Civil Division	VALLEJO
Census Block Group	2
Census Block	2038
Census Tract	252102

Owner

432 Rinconada Ct is owned and occupied by an individual who bought it in September 2022.

Source: Solano County records, as of August 13, 2026

Owner of Record	Individual Name on File
Mailing Address	432 RINCONADA CT, BENICIA, CA 94510-2332
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2022	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 15, 2017	Deed of Trust, Mortgage · Line of Credit HOMESTREET BANK
Aug 7, 2020	Quit Claim Deed, Transfer OLD REPUBLIC TITLE
Aug 7, 2020	Grant Deed, Transfer · Conventional Mortgage MUFG UNION BANK NA
Sep 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage LOANLOCK
May 1, 2018	Deed of Trust, Mortgage BAY EQUITY
Mar 15, 2017	Grant Deed, Transfer · Conventional Mortgage HOMESTREET BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 21, 2022 · Amount on File
Deed Sale	Sep 21, 2022 · Amount on File
Prior Sale	Aug 7, 2020 · Amount on File
Deed Document Number	202261241
Prior Transfer Date	Sep 12, 2022
Prior Transfer Doc	0000061241
Record Updated	Oct 29, 2026

September 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SOLANO CA
Recording Date	Sep 21, 2022
Property Address	432 RINCONADA CT, BENICIA, CA 94510-2332
Document Number	0000061241
Map Reference	MB 31 PG 1
Instrument Date	Sep 12, 2022
Instrument	202200061241
Transaction Type	Transfer
Record Updated	Oct 5, 2022
Title Company	WESTMINSTER TITLE COMPANY INC, WESTMINSTER TITLE CO INC

Transaction

Amount	Amount on Record
Tax	$312.95
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	432 RINCONADA CT, BENICIA, CA 94510-2332

Mortgage

Document Number	0000061242
Date	Sep 21, 2022
Instrument	202200061242

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOLANO CA
Property Address	432 RINCONADA CT, BENICIA, CA 94510-2332
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	OLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022858
Date	Mar 15, 2017
Instrument	201700022858

Lender

Name	HOMESTREET BANK
Type	Bank
Address	SEATTLE, WA 98101

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Mar 15, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SOLANO CA
Recording Date	Aug 7, 2020
Property Address	432 RINCONADA CT, BENICIA, CA 94510-2332
Document Number	0000065761
Instrument Date	Aug 5, 2020
Instrument	65761
Transaction Type	Transfer
Record Updated	Aug 18, 2020
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	432 RINCONADA CT BENICIA CA 945102332, BENICIA, CA 94510-2332

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SOLANO CA
Recording Date	Aug 7, 2020
Property Address	432 RINCONADA CT, BENICIA, CA 94510-2332
Document Number	0000065762
Map Reference	MB 31 PG 1
Instrument Date	Aug 4, 2020
Instrument	202000065762
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$724.35
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	432 RINCONADA CT, BENICIA, CA 94510-2332

Mortgage

Document Number	0000065763
Date	Aug 7, 2020
Instrument	202000065763

Lender

Name	MUFG UNION BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Sep 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.5%
Index	1-Year LIBOR
Max Rate	9.5%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOLANO CA
Property Address	432 RINCONADA CT, BENICIA, CA 94510-2332
Document Number	0000066483
Instrument Date	Sep 16, 2019
Transaction Type	Mortgage
Record Updated	Oct 1, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE ORANGE CN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	432 RINCONADA CT BENICIA CA 945102332, BENICIA, CA 94510-2332

Mortgage

Document Number	0000066483
Date	Sep 24, 2019
Instrument	66483

Lender

Name	LOANLOCK
Address	SANTA ANA, CA 92707

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 23, 2049

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOLANO CA
Property Address	432 RINCONADA CT, BENICIA, CA 94510-2332
Document Number	0000031435
Instrument Date	May 1, 2018
Transaction Type	Mortgage
Record Updated	May 25, 2018
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	432 RINCONADA CT BENICIA CA 945102332, BENICIA, CA 94510-2332

Mortgage

Document Number	0000031435
Date	May 10, 2018
Instrument	31435

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	SAUSALITO, CA 94965

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 9, 2048

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SOLANO CA
Recording Date	Mar 15, 2017
Property Address	432 RINCONADA CT, BENICIA, CA 94510-2332
Document Number	0000022856
Map Reference	MAP31 PG1
Instrument Date	Mar 8, 2017
Instrument	201700022856
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	432 RINCONADA CT, BENICIA, CA 94510-2332

Mortgage

Document Number	0000022857
Date	Mar 15, 2017
Instrument	201700022857

Lender

Name	HOMESTREET BANK
Type	Bank
Address	SEATTLE, WA 98101

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 432 Rinconada Ct was $8,045, down 1.1% from the year before.

Source: Solano County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Benicia City
County	Solano County
Unified School District	Benicia Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$708,225 (+2%) Land $212,218 Building $496,007
2025	$8,045.00 (-1.14%)	$694,339 Land $208,057 Building $486,282
2024	$8,138.00 (-0.12%)
2023	$8,148.00 (+1.89%)	$684,758 Land $204,957 Building $479,801	$751,590
2022	$7,997.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 432 Rinconada Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 432 Rinconada Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BENICIA serves 27,131 people · EPA ID CA4810001
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 524 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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