DeKalb County property record for 432 Rays Rd, Stone Mountain, GA 30083
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,898 sqft · built 1965 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | Individual Name on File |
| Last Sale | $275,000 (Oct 2024) |
| Tax Bill | $3,507 (2025) |
| Deeds & Mortgages | Oct 2024 Sale & Mortgage Jan 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | M-698848900-001 |
| Primary APN | M-698848900-001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,898 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Brick |
| Construction Type | Frame |
| Lot Area | 14,375 sqft (0.33 acres) |
| Lot Dimensions | 124 ft deep x 118 ft wide |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 500 sqft |
| Porch | Porch |
| Porch Area | 100 sqft |
| Patio Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | M-698848900-001 |
|---|---|
| Old Parcel Number | 1801410002 |
| Street Address | 432 RAYS RD |
| City | STONE MOUNTAIN |
| State | GA |
| Zip | 30083 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R100 |
| Legal Description | CITY/MUNI/TWP:UNINCORPORATED |
| Legal Subdivision | LES CHATEAU SUB SEC I #II |
| Legal Block | 10 |
| Legal Lot Number | 2 |
| Jurisdiction | DE KALB GA |
| Township / Civil Division | ATLANTA-DECATUR |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 21916 |
Source: DeKalb County records · APN M-698848900-001
Assessment roll updated July 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 432 S RAYS RD, STONE MOUNTAIN, GA 30083-4649 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 07, 2024 | Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE AFFINITY |
| Jan 30, 2019 | Grant Deed, Transfer · Conventional Mortgage NAVY FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 07, 2024 · Amount on Record |
| Deed Sale | Oct 07, 2024 · Amount on Record |
| Prior Sale | Jan 28, 2019 · Amount on Record |
| Deed Document Number | 0003165265 |
| Deed Book / Page | 31652 / 65 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DE KALB GA |
| Recording Date | Oct 07, 2024 |
| Property Address | 432 RAYS RD, STONE MOUNTAIN, GA 30083 |
| Document Number | 0316520065 |
| Book / Page | 31652 / 65 |
| Instrument Date | Oct 03, 2024 |
| Transaction Type | Transfer |
| Record Updated | Mar 09, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 432 S RAYS RD, STONE MOUNTAIN, GA 30083-4649 |
| Document Number | 2024098785 |
|---|---|
| Date | Oct 07, 2024 |
| Instrument | 2024098785 |
| Name | GUARANTEED RATE AFFINITY |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 351 Months |
| Due | Jan 01, 2054 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | DE KALB GA |
| Recording Date | Jan 30, 2019 |
| Property Address | 432 RAYS RD, STONE MOUNTAIN, GA 30083 |
| Document Number | 0273660142 |
| Book / Page | 027366 / 000142 |
| Instrument Date | Jan 28, 2019 |
| Instrument | 25820 |
| Transaction Type | Transfer |
| Record Updated | Mar 19, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $155.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 432 S RAYS RD STONE MOUNTAIN GA 300834649, STONE MOUNTAIN, GA 30083-4649 |
| Document Number | 273660143 |
|---|---|
| Date | Jan 30, 2019 |
| Book Page | 027366/000143 |
| Instrument | 25822 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 29, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.87% |
Source: DeKalb County records · Assessment roll updated July 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | DeKalb County |
| Unified School District | DeKalb County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,507.00 (-32.06%) | $106,400 (-1.99%) Land $18,160 Building $88,240 | $266,000 (-1.99%) Land $45,400 Building $220,600 |
| 2023 | $5,162.00 (+16.5%) | $108,560 (+17.03%) Land $18,160 Building $90,400 | $271,400 (+17.03%) Land $45,400 Building $226,000 |
| 2022 | $4,431.00 | $92,760 Land $15,000 Building $77,760 | $231,900 Land $37,500 Building $194,400 |
Source: FEMA National Flood Hazard Layer as of September 25, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2020) |
| Most Recent Claim | Oct 2020 · rainfall accumulation |
| Wildfire Risk | Low lower than 97% of the US · lower than 98.8% of Georgia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
May also be available: Verizon.
Based on FCC filings for 298 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | DEKALB COUNTY serves 743,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | 6 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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