432 Ray Sowell Rd, Austin, AR 72007 Property Records

Lonoke County property record for 432 Ray Sowell Rd, Austin, AR 72007

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,550 sqft · built 2017
Lot Size	0.313 acres (13,649 sqft)
Owner	2 Individual Names on Record
Last Sale	$186,000 (Oct 2021)
Tax Bill	$1,526 (2024)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Feb 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`326-00312-000`

Property Details

APN / Parcel Number

Primary APN	`326-00312-000`
Alternative APN	`41569`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,550 sqft Living Area
Gross Area	1,990 sqft
1st Floor Area	1,550 sqft
Flooring	Carpet

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Fiberglass
Lot Area	13,649 sqft (0.313 acres)
Garage Type	Attached
Garage Area	440 sqft
Driveway	Concrete Driveway
Driveway Area	714 sqft
Porch	Open Porch
Porch Area	36 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	432 RAY SOWELL RD
City	AUSTIN
State	AR
Zip	72007-9122
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	09W
Legal Township	04N
Legal Section	10
Legal Subdivision	NANS PLACE
Legal Block	2
Legal Lot Number	12
Jurisdiction	LONOKE AR
Township / Civil Division	CAROLINE
Census Block Group	2
Census Block	2009
Census Tract	20103

Owner

Source: Lonoke County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	432 RAY SOWELL RD, AUSTIN, AR 72007-9122
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2021	Warranty Deed, Transfer · VA Mortgage STRONG HOME MORTGAGE LLC
Feb 15, 2017	Warranty Deed, Transfer · VA Mortgage SIMMONS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 2021 · Amount on Record
Deed Sale	Oct 21, 2021 · Amount on Record
Prior Sale	Feb 15, 2017 · Amount on Record
Record Updated	Jun 8, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LONOKE AR
Recording Date	Oct 21, 2021
Property Address	432 RAY SOWELL RD, AUSTIN, AR 72007-9122
Document Number	0000014097
Book / Page	2021 / 14097
Instrument Date	Oct 8, 2021
Instrument	2021-14097
Transaction Type	Transfer
Record Updated	Nov 12, 2021
Title Company	LENDERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$613.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	432 RAY SOWELL RD, 432, AUSTIN, AR 72007-9122

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	432 RAY SOWELL RD, AUSTIN, AR 72007-9122

Mortgage

Document Number	202114098
Date	Oct 21, 2021
Instrument	2021-14098

Lender

Name	STRONG HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LONOKE AR
Recording Date	Feb 15, 2017
Property Address	432 RAY SOWELL RD, AUSTIN, AR 72007-9122
Document Number	0000001644
Book / Page	2017 / 01644
Instrument Date	Feb 10, 2017
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	LIBERTY TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$501.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	432 RAY SOWELL RD, 432, AUSTIN, AR 72007-9122

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	432 RAY SOWELL RD, AUSTIN, AR 72007-9122

Mortgage

Document Number	0000001645
Date	Feb 15, 2017
Book Page	2017/01645

Lender

Name	SIMMONS BANK
Address	PINE BLUFF, AR 71601

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: Lonoke County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Lonoke County
Municipality	Ward City
Unified School District	Cabot Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$33,260 (-) Land $3,500 Building $29,760	$166,300 (-) Land $17,500 Building $148,800
2024	$1,526.00
2023	$1,526.00	$33,260 Land $3,500 Building $29,760	$166,300 Land $17,500 Building $148,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 41% of Arkansas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARD WATERWORKS serves 12,579 people · EPA ID AR0000345
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Connect2First Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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