432 Race St, Berea, OH 44017 Property Records

Cuyahoga County property record for 432 Race St, Berea, OH 44017

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,322 sqft · built 1956
Lot Size	0.201 acres (8,740 sqft)
Owner	2 Individuals on Record
Last Sale	$59,000 (Jul 1987)
Tax Bill	$4,026 (2025)
Deeds & Mortgages	Nov 2020 Transfer Jul 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`363-27-167`

Property Details

APN / Parcel Number

Primary APN	`363-27-167`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,322 sqft Living Area
Gross Area	1,986 sqft
1st Floor Area	1,322 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1970
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,740 sqft (0.201 acres)
Lot Dimensions	115 ft deep x 76 ft wide
Garage Type	Attached
Garage Area	544 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	432 RACE ST
City	BEREA
State	OH
Zip	44017-2340
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-B
Legal Description	SEC 24 3 KRAFTFARM HOMES#2 0114 ALL
Legal Subdivision	KRAFTFARM HOMES#2
Legal Lot Number	114
Jurisdiction	CUYAHOGA OH
Township / Civil Division	BEREA
Census Block Group	1
Census Block	1000
Census Tract	134205

Owner

Source: Cuyahoga County assessment roll, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	432 RACE ST, BEREA, OH 44017-2340
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 15, 2020	Deed of Trust, Mortgage · Line of Credit THIRD FED'L S&L ASSN/CLEVELAND
Mar 9, 2017	Deed of Trust, Mortgage · Conventional with PMI THIRD FED'L S&L/CLEVELAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 1987 · Amount on Record
Deed Sale	Jul 2, 1987 · Amount on Record
Prior Sale	Jan 1, 1975
Deed Book / Page	74445 / 22
Last Transfer Date	Nov 14, 2020
Transfer Doc	0000000784
Record Updated	Sep 20, 2026

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CUYAHOGA OH
Recording Date	Nov 24, 2020
Property Address	432 RACE ST, BEREA, OH 44017-2340
Document Number	0011240784
Instrument Date	Nov 14, 2020
Instrument	11240784
Transaction Type	Transfer
Record Updated	Dec 23, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	432 RACE ST BEREA OH 440172340, BEREA, OH 44017-2340

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	432 RACE ST, BEREA, OH 44017-2340
Document Number	0007270271
Instrument Date	Jul 15, 2020
Transaction Type	Mortgage
Record Updated	Aug 14, 2020
Title Company	THIRD CAPITAL TITLE NEO, THIRD CAP TITLE NEO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	432 RACE ST BEREA OH 440172340, BEREA, OH 44017-2340

Mortgage

Document Number	0007270271
Date	Jul 27, 2020
Instrument	7270271

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 26, 2050

Interest

Rate Type	Adjustable Rate

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	432 RACE ST, BEREA, OH 44017-2340
Document Number	0003140199
Instrument Date	Mar 9, 2017
Transaction Type	Mortgage
Record Updated	May 2, 2017
Title Company	THIRD CAPITAL

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	432 RACE ST BEREA OH 440172340, BEREA, OH 44017-2340

Mortgage

Document Number	0003140199
Date	Mar 14, 2017
Instrument	3140199

Lender

Name	THIRD FED'L S&L/CLEVELAND
Type	Federal Savings Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Mar 13, 2032

Tax Assessment & Valuation

Source: Cuyahoga County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Cuyahoga County
Municipality	Berea City
Unified School District	Berea City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,026.00 (+2.13%) Homeowner's exemption	$69,510 (-0.01%) Land $13,055 Building $56,455	$198,600 (-) Land $37,300 Building $161,300
2024	$3,942.00 (+7.59%) Homeowner's exemption	$69,520 (+31.02%) Land $13,060 Building $56,460	$198,600 (+31%) Land $37,300 Building $161,300
2023	$3,664.00 (+0.63%) Homeowner's exemption	$53,060 (-) Land $11,550 Building $41,510
2022	$3,641.00 Homeowner's exemption	$53,060 Land $11,550 Building $41,510
2021			$151,600 Land $33,000 Building $118,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEREA CITY PWS serves 18,789 people · EPA ID OH1800111
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 579 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Buckeye Cablesystem, PCs for People.

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