432 Prospect Ave, Lima, OH 45804 Property Records

Allen County property record for 432 Prospect Ave, Lima, OH 45804

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,167 sqft · built 1900
Lot Size	0.069 acres (3,006 sqft)
Owner	Company Name on Record
Last Sale	$291,000 (Jan 2026)
Tax Bill	$286 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Apr 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`37-3109-11-014.000`

Property Details

APN / Parcel Number

Primary APN	`37-3109-11-014.000`
Alternative APN	`M3837310911014000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,167 sqft Living Area
1st Floor Area	775 sqft
Upper Floors Area	392 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	3,006 sqft (0.069 acres)
Lot Dimensions	150 ft deep x 20 ft wide
Porch	Open Frame Porch
Porch Area	70 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	432 PROSPECT AVE
City	LIMA
State	OH
Zip	45804-1454
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T K JACOBS JRS 9TH ADD LOT 5224 N SIDE FF 20.00
Legal Subdivision	T K JACOBS JRS 9TH ADD
Legal Lot Number	5224
Jurisdiction	ALLEN OH
Township / Civil Division	LIMA
Census Block Group	1
Census Block	1007
Census Tract	12700

Owner

Source: Allen County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1422 FOX RUN, LIMA, OH 45805-3605
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2023	Deed of Trust, Mortgage GREATER DAYTON REALTY LLC
Apr 23, 2021	Deed of Trust, Mortgage · Line of Credit JAMES D POHLMAN ETUX
Jan 5, 2026	Warranty Deed, Transfer · Line of Credit COMMERCIAL LENDER LLC
Jun 10, 2019	Quit Claim Deed, Transfer FIRST NAT'L BK/PANDORA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 5, 2026 · Amount on Record
Deed Sale	Jan 5, 2026 · Amount on Record
Prior Sale	Apr 3, 2013 · Amount on Record
Deed Document Number	202638
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	432 PROSPECT AVE, LIMA, OH 45804-1454
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10310009559
Date	Oct 31, 2023
Book Page	2023/9559
Instrument	202310310009559

Lender

Name	GREATER DAYTON REALTY LLC
Type	Non-Lending Institution
Address	DAYTON, OH 45420

Agreement

Amount	Amount Recorded
Term	3 Months
Due	Jan 27, 2024

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	432 PROSPECT AVE, LIMA, OH 45804-1454
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	4230005438
Date	Apr 23, 2021
Book Page	2021/5438
Instrument	202104230005438

Lender

Name	JAMES D POHLMAN ETUX
Type	Private Party
Address	11330 BLOOMLOCK RD, DELPHOS, OH 45833

Agreement

Type	Line of Credit
Amount	Amount Recorded

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	Jan 5, 2026
Property Address	432 PROSPECT AVE, LIMA, OH 45804-1454
Document Number	1050000038
Book / Page	2026 / 38
Map Reference	MB 4 PG 62
Instrument Date	Dec 22, 2025
Instrument	202601050000038
Transaction Type	Transfer
Record Updated	Jan 15, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1422 FOX RUN, LIMA, OH 45805-3605
Investor	Possibly a Property Investor

Mortgage

Document Number	1050000043
Date	Jan 5, 2026
Book Page	2026/43
Instrument	202601050000043

Lender

Name	COMMERCIAL LENDER LLC
Type	Mortgage Company
Address	PO BOX 3801, VERNON, CT 06066

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	18 Months
Due	Jul 1, 2027

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALLEN OH
Recording Date	Jun 10, 2019
Property Address	432 PROSPECT AVE, LIMA, OH 45804-1454
Document Number	0000005623
Instrument Date	Jun 10, 2019
Instrument	5623
Transaction Type	Transfer
Record Updated	Jul 10, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	432 PROSPECT AVE LIMA OH 458041454, LIMA, OH 45804-1454
Investor	Possibly a Property Investor

Mortgage

Document Number	5624
Date	Jun 10, 2019
Instrument	5624

Lender

Name	FIRST NAT'L BK/PANDORA
Type	Bank
Address	102 E MAIN ST, PANDORA, OH 45877-8706

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Jun 9, 2039

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
Municipality	Lima City
Unified School District	Lima City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$286.00 (-4.35%)	$6,200 (-) Land $490 Building $5,710	$17,700 (-) Land $1,400 Building $16,300
2024	$299.00 (-1.32%)	$6,200 (+5.26%) Land $490 Building $5,710	$17,700 (+5.36%) Land $1,400 Building $16,300
2023	$303.00 (-4.72%)	$5,890 (-) Land $460 Building $5,430
2022	$318.00	$5,890 Land $460 Building $5,430
2021			$16,800 Land $1,300 Building $15,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIMA CITY serves 65,619 people · EPA ID OH0200811
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: MetaLINK Technologies.

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