432 Pine Ave, Cumberland, MD 21502 Property Records

Allegany County property record for 432 Pine Ave, Cumberland, MD 21502

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,218 sqft · built 1922
Lot Size	0.168 acres (7,327 sqft)
Owner	2 Individual Names on File
Last Sale	$30,000 (Oct 2026)
Tax Bill	$602 (2025)
Deeds & Mortgages	Oct 2026 Sale Sep 2026 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22-012819`

Property Details

APN / Parcel Number

Primary APN	`22-012819`
Alternative APN	`012819`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,218 sqft Total Area

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	7,327 sqft (0.168 acres)
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	231 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	012819
Street Address	432 PINE AVE
City	CUMBERLAND
State	MD
Zip	21502-2522
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	432 PINE AVE LOT 340 40X177 41X185
Legal Lot Number	340
Jurisdiction	ALLEGANY MD
Township / Civil Division	22, CUMBERLAND
Census Block Group	1
Census Block	1026
Census Tract	500

Owner

432 Pine Ave is owned by two individuals who bought it in October 2026.

Source: Allegany County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8584 KING CARTER ST, MANASSAS, VA 20110-4889
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Sep 8, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Dec 16, 2021	Deed of Distribution, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2026 · Amount on File
Deed Sale	Oct 2, 2026 · Amount on File
Prior Sale	Mar 9, 1988 · Amount on File
Deed Book / Page	3200 / 313
Prior Transfer Date	Jun 11, 2021
Prior Transfer Doc	002735-0208
Record Updated	Oct 29, 2026

October 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ALLEGANY MD
Recording Date	Oct 2, 2026
Property Address	432 PINE AVE, CUMBERLAND, MD 21502-2522
Document Number	3200000313
Book / Page	3200 / 313
Instrument Date	Sep 10, 2026
Transaction Type	Transfer
Record Updated	Oct 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$30,300.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	8584 KING CARTER ST, MANASSAS, VA 20110-4889

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGANY MD
Recording Date	Sep 8, 2026
Property Address	432 PINE AVE, CUMBERLAND, MD 21502-2522
Document Number	3193000008
Book / Page	3193 / 8
Instrument Date	Jul 15, 2026
Transaction Type	Transfer
Record Updated	Sep 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust

December 2021: Deed of Distribution, Transfer

Document Type	Deed of Distribution
Jurisdiction	ALLEGANY MD
Recording Date	Dec 16, 2021
Property Address	432 PINE AVE, CUMBERLAND, MD 21502-2522
Document Number	002735-0208
Book / Page	2735 / 208
Map Reference	MB 117 PG 731
Instrument Date	Jun 11, 2021
Transaction Type	Transfer
Record Updated	Jan 14, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6715 ANTHONY ST, ALEXANDRIA, VA 22306-1601

Tax Assessment & Valuation

The 2025 property tax bill for 432 Pine Ave was $602.

Source: Allegany County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Allegany County
Municipality	Cumberland City
Unified School District	Allegany County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$71,300 (+8.58%) Land $6,300 Building $65,000	$71,300 (-) Land $6,300 Building $65,000
2025	$602.00	$65,667	$71,300 Land $6,300 Building $65,000
2023	$506.00	$54,400 Land $6,300 Building $48,100	$54,400 Land $6,300 Building $48,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 432 Pine Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2008

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 432 Pine Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CUMBERLAND serves 27,039 people · EPA ID MD0010008
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 420 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
SkyPacket Fixed Wireless	100 / 20

May also be available: Crowsnest Broadband.

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