432 Pemberton Park Ln, Frederick, MD 21703 Property Records

Frederick County property record for 432 Pemberton Park Ln, Frederick, MD 21703 · Last verified April 2026

Property Summary

Property Type	Townhouse
Details	2.5 ba · 1,543 sqft · built 2020
Lot Size	0.029 acres (1,280 sqft)
Owner	Individual Name on File
Last Sale	$265,359 (Jul 2020)
Tax Bill	$1,225 (2024)
Deeds & Mortgages	Jul 2020 Sale & Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-597159`

Property Details

APN / Parcel Number

Primary APN	`02-597159`
Alternative APN	`597159`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,543 sqft Living Area
1st Floor Area	775 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,280 sqft (0.029 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	597159
Street Address	432 PEMBERTON PARK LN
City	FREDERICK
State	MD
Zip	21703-4900
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 74 1,280 SQ FT WEST PARK VILLAGE
Legal Subdivision	WEST PARK VILLAGE
Legal Lot Number	74
Jurisdiction	FREDERICK MD
Township / Civil Division	24, BRADDOCK
Census Block Group	3
Census Block	3007
Census Tract	750506

Owner

Source: Frederick County records · APN 02-597159

Assessment roll updated August 4, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	432 PEMBERTON PARK LN, FREDERICK, MD 21703-4900
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2020	Deed, Transfer · Conventional Mortgage FIRST HERITAGE MORTGAGE LLC
Jul 15, 2020	Deed of Trust, Mortgage · Conventional with PMI WEST PARK VILLAGE LLC
May 11, 2020	Special Warranty Deed, Construction Loan · Construction Mortgage SANDY SPRING BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 30, 2020 · Amount on Record
Deed Sale	Jul 30, 2020 · Amount on Record
Prior Sale	May 11, 2020 · Amount on Record
Deed Book / Page	13936 / 323
Prior Transfer Date	Feb 27, 2020
Prior Transfer Doc	0137220260
Record Updated	Jun 08, 2026

July 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Jul 30, 2020
Property Address	432 PEMBERTON PARK LN, FREDERICK, MD 21703-4900
Document Number	0139360323
Book / Page	13936 / 323
Map Reference	MB 100 PG 169
Instrument Date	Jul 20, 2020
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	CHAMPION TITLE & SETMNTS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$663.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	432 PEMBERTON PARK LN, FREDERICK, MD 21703-4900

Mortgage

Document Number	0013936330
Date	Jul 30, 2020
Instrument	13936/330

Lender

Name	FIRST HERITAGE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2050

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	432 PEMBERTON PARK LN, FREDERICK, MD 21703-4900
Document Number	0139250507
Instrument Date	Jul 15, 2020
Transaction Type	Mortgage
Record Updated	Aug 20, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4140 PLEASANT VALLEY RD CHANTILLY VA 201511226, CHANTILLY, VA 20151-1226

Mortgage

Document Number	0139250507
Date	Jul 27, 2020
Book Page	013925/000507

Lender

Name	WEST PARK VILLAGE LLC
Address	9841 WASHINGTONIAN BLVD, GAITHERSBURG, MD 20878-5389

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

May 2020: Special Warranty Deed, Construction Loan

Document Type	Special Warranty Deed
Jurisdiction	FREDERICK MD
Recording Date	May 11, 2020
Property Address	432 PEMBERTON PARK LN, FREDERICK, MD 21703-4900
Document Number	0137220260
Book / Page	13722 / 260
Map Reference	MB 100 PG 169
Instrument Date	Feb 27, 2020
Transaction Type	Construction Loan
Record Updated	Aug 11, 2022
Title Company	CHAMPION TITLE & SETMNT INC

Transaction

Amount	Amount Recorded
Tax	$2,450.00
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	4140 PLEASANT VALLEY RD # 200, 200, CHANTILLY, VA 20151-1226
Investor	Possibly a Property Investor

Mortgage

Document Number	0137220267
Date	May 11, 2020
Instrument	13722/0267

Lender

Name	SANDY SPRING BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$291,000 (+11.3%) Land $100,000 Building $191,000	$291,000 (-) Land $100,000 Building $191,000
2024	$1,225.00 (+15.24%)
2023	$1,063.00 Homeowner's exemption	$261,467	$291,000 Land $100,000 Building $191,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240217505063, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2014–2018)
Most Recent Claim	May 2018, river or lake flooding, Severe Storms And Flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 332 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 2,000
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon, Shenandoah Telecommunications Company. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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