San Joaquin County property record for 432 Payton Ct, Tracy, CA 95377
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,453 sqft · built 2003 |
| Lot Size | 0.216 acres (9,398 sqft) |
| Owner | Individual Name on File |
| Last Sale | $815,000 (May 2026) |
| Tax Bill | $9,185 (2026) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Dec 2021 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 248-380-450-000 |
| Primary APN | 248-380-450-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,453 sqft Living Area |
| 1st Floor Area | 2,453 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 9,398 sqft (0.216 acres) |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 248-380-45 |
|---|---|
| Street Address | 432 PAYTON CT |
| City | TRACY |
| State | CA |
| Zip | 95377-7038 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 03-FM PT OF 248-380-27 PER GLENBRIAR ESTATES 12D |
| Legal Subdivision | GLENBRIAR ESTATES 12C |
| Legal Block | 2 |
| Legal Lot Number | 33 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 5219 |
432 Payton Ct is owned and occupied by an individual who bought it in May 2026.
Source: San Joaquin County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 432 PAYTON CT, TRACY, CA 95377-7038 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 6, 2026 | Grant Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING |
| Dec 28, 2021 | Intrafamily Transfer, Transfer |
| Jul 26, 2019 | Deed of Trust, Mortgage · Conventional Mortgage WINNPOINTE CORPORATION |
| Dec 15, 2020 | Grant Deed, Transfer OLD REPUBLIC TITLE |
| Dec 15, 2020 | Quit Claim Deed, Transfer OLD REPUBLIC TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 6, 2026 · Amount on File |
| Deed Sale | May 6, 2026 · Amount on File |
| Prior Sale | Dec 15, 2020 · Amount on File |
| Deed Document Number | 202641332 |
| Prior Transfer Date | Dec 22, 2021 |
| Prior Transfer Doc | 0000215465 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | May 6, 2026 |
| Property Address | 432 PAYTON CT, TRACY, CA 95377-7038 |
| Document Number | 0000041332 |
| Instrument Date | May 4, 2026 |
| Instrument | 2026.41332 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2026 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $90,546.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 432 PAYTON CT, TRACY, CA 95377-7038 |
| Document Number | 0000041333, |
|---|---|
| Date | May 6, 2026 |
| Instrument | 2026..41333 |
| Name | NEW AMERICAN FUNDING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Dec 28, 2021 |
| Property Address | 432 PAYTON CT, TRACY, CA 95377-7038 |
| Document Number | 0000215465 |
| Map Reference | MB 37 PG 47 |
| Instrument Date | Dec 22, 2021 |
| Instrument | 2021-215465 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 432 PAYTON CT, TRACY, CA 95377-7038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 432 PAYTON CT, TRACY, CA 95377-7038 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ORANGE COAST TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000078998 |
|---|---|
| Date | Jul 26, 2019 |
| Instrument | 2019-078998 |
| Name | WINNPOINTE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | ORANGE, CA 92868 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Aug 1, 2034 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Dec 15, 2020 |
| Property Address | 432 PAYTON CT, TRACY, CA 95377-7038 |
| Document Number | 0000176729 |
| Instrument Date | Dec 11, 2020 |
| Instrument | 176729 |
| Transaction Type | Transfer |
| Record Updated | Dec 31, 2020 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $811.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 432 PAYTON CT TRACY CA 953777038, TRACY, CA 95377-7038 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Dec 15, 2020 |
| Property Address | 432 PAYTON CT, TRACY, CA 95377-7038 |
| Document Number | 0000176730 |
| Instrument Date | Dec 9, 2020 |
| Instrument | 176730 |
| Transaction Type | Transfer |
| Record Updated | Dec 31, 2020 |
| Title Company | OLD REPUBLIC TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 432 PAYTON CT TRACY CA 953777038, TRACY, CA 95377-7038 |
The 2026 property tax bill for 432 Payton Ct was $9,185 with a homeowner's exemption, down 5.5% from the year before.
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Tracy City |
| Secondary School District | Tracy Unified School District (9-12) (09 - 12) |
| Elementary School District | Jefferson Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,185.00 (-5.54%) | ||
| 2025 | $9,724.00 Homeowner's exemption | $797,749 Land $129,890 Building $667,859 | |
| 2023 | $9,253.00 (-1.09%) Homeowner's exemption | $766,774 Land $124,848 Building $641,926 | $785,340 |
| 2022 | $9,355.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 432 Payton Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 432 Payton Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 81% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TRACY serves 98,215 people · EPA ID CA3910011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 611 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Matrix Broadband Fixed Wireless | 600 / 120 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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