San Joaquin County property record for 432 Otis Dr, Ripon, CA 95366 · Last verified October 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 6 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1998 |
| Square Footage | 3,018 sqft Living Area |
| Lot Size | 7,269 sqft (0.166 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $765,000 (2021) |
| Tax Bill | $8,807.00 (2025) |
| Primary APN | 261-450-280-000 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 3,018 sqft Living Area |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1998 |
|---|---|
| Architectural Style | Other Style |
| Construction Type | Wood Construction |
| Lot Area | 7,269 sqft (0.166 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Mixed Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 432 OTIS DR |
|---|---|
| City | RIPON |
| State | CA |
| Zip | 95366-3337 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 96-FM PT OF 261-080-13 |
| Legal Subdivision | BOESCH KINGERY ESTATES |
| Legal Tract | 2323 |
| Legal Lot Number | 42 |
| Jurisdiction | SAN JOAQUIN CA |
| Minor Civil Division | RIPON |
| Census Blockgroup | 2 |
| Census Block | 2022 |
| Census Tract | 5003 |
Source: San Joaquin County records · APN 261-450-280-000
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 432 OTIS DR, RIPON, CA 95366-3337 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 20, 2023 | Deed of Trust, Mortgage · Stand Alone Second Mortgage SF POLICE CU |
| Dec 20, 2021 | Grant Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Oct 19, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 20, 2021 · Amount on Record |
| Deed Sale | Dec 20, 2021 · Amount on Record |
| Prior Sale | Oct 19, 2020 |
| Deed Doc Number | 2021-211334 |
| Record Refreshed | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 432 OTIS DR, RIPON, CA 95366-3337 |
| Transaction Type | Mortgage |
| Record Updated | Feb 01, 2023 |
| Name | Verified Name |
|---|---|
| Address | 432 OTIS DR, RIPON, CA 95366-3337 |
| Document Number | 0000004815 |
|---|---|
| Date | Jan 20, 2023 |
| Instrument | 2023-004815 |
| Name | SF POLICE CU |
|---|---|
| Type | Credit Union |
| Address | SAN BRUNO, CA 94066 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 01, 2038 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Dec 20, 2021 |
| Property Address | 432 OTIS DR, RIPON, CA 95366-3337 |
| Document Number | 0000211334 |
| Map Reference | MB 32 PG 78 |
| Instrument Date | Dec 15, 2021 |
| Instrument | 2021-211334 |
| Transaction Type | Transfer |
| Record Updated | Jan 05, 2022 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 432 OTIS DR, RIPON, CA 95366-3337 |
| Investor | Possibly a Property Investor |
| Document Number | 0000211335 |
|---|---|
| Date | Dec 20, 2021 |
| Instrument | 2021-211335 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Oct 19, 2020 |
| Property Address | 432 OTIS DR, RIPON, CA 95366-3337 |
| Document Number | 0000139630 |
| Map Reference | MB 32 PG 78 |
| Instrument Date | Oct 14, 2020 |
| Instrument | 2020-139630 |
| Transaction Type | Transfer |
| Record Updated | Aug 03, 2021 |
| Title Company | NORTH AMERICAN TITLE CO INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 432 OTIS DR, RIPON, CA 95366-3337 |
| Document Number | 0000139631 |
|---|---|
| Date | Oct 19, 2020 |
| Instrument | 2020-139631 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 01, 2035 |
Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Ripon City |
| Unified School District | Ripon Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $8,807.00 (+3.79%) | $811,823 (+4.04%) Land $95,508 Building $716,315 |
| 2023 | $8,485.00 (+1.62%) | $780,300 Land $91,800 Building $688,500 |
| 2022 | $8,350.00 |
432 Otis Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · San Joaquin County (06077C), updated September 27, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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