432 Oregon Trl, Hubert, NC 28539 Property Records

Onslow County property record for 432 Oregon Trl, Hubert, NC 28539

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,125 sqft · built 1996
Lot Size	0.281 acres (12,240 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Feb 2026)
Tax Bill	$1,126 (2026)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Nov 2025 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1308G-179`

Property Details

APN / Parcel Number

Primary APN	`1308G-179`
Alternative APNs	`0490453000` `465431000` `490453000` `490028635` `054758`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,125 sqft Living Area

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2020
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,240 sqft (0.281 acres)
Lot Dimensions	153 ft deep x 80 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	490028635
Street Address	432 OREGON TRL
City	HUBERT
State	NC
Zip	28539-3577
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Description	L29 S3C TIMBER RIDGE
Legal Subdivision	TIMBER RIDGE SEC 3C
Legal Lot Number	29
Jurisdiction	ONSLOW NC
Township / Civil Division	SWANSBORO
Census Block Group	1
Census Block	1000
Census Tract	2802

Owner

Source: Onslow County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	432 OREGON TRL, HUBERT, NC 28539-3577
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2026	Warranty Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Nov 4, 2025	Quit Claim Deed, Transfer Quitclaim
Nov 8, 2022	Warranty Deed, Transfer · VA Mortgage GUARANTEED RATE INC
Oct 16, 2020	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Feb 3, 2017	Warranty Deed, Transfer · VA Mortgage ALPHA MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 4, 2026 · Amount on Record
Deed Sale	Feb 4, 2026 · Amount on Record
Prior Sale	Nov 8, 2022 · Amount on Record
Deed Book / Page	6520 / 812
Prior Transfer Date	Aug 1, 2025
Prior Transfer Doc	0064690230
Record Updated	Oct 29, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Feb 4, 2026
Property Address	432 OREGON TRL, HUBERT, NC 28539-3577
Document Number	0065200812
Book / Page	6520 / 812
Instrument Date	Jan 28, 2026
Transaction Type	Transfer
Record Updated	Feb 23, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$500.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	27 EPWORTH ST, PRESQUE ISLE, ME 04769-2833

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	432 OREGON TRL, HUBERT, NC 28539-3577

Mortgage

Document Number	0006520815
Date	Feb 4, 2026
Instrument	6520/815

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

November 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ONSLOW NC
Recording Date	Nov 4, 2025
Property Address	432 OREGON TRL, HUBERT, NC 28539-3577
Document Number	0064690230
Book / Page	6469 / 230
Map Reference	MB 33 PG 35 SL J-63
Instrument Date	Aug 1, 2025
Transaction Type	Transfer
Record Updated	Nov 25, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	432 OREGON TRL, HUBERT, NC 28539-3577

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	432 OREGON TRL, HUBERT, NC 28539-3577

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Nov 8, 2022
Property Address	432 OREGON TRL, HUBERT, NC 28539-3577
Document Number	0058680574
Book / Page	5868 / 574
Map Reference	MB 33 PG 35
Instrument Date	Oct 21, 2022
Transaction Type	Transfer
Record Updated	Nov 17, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$386.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	872W24300 CAMERON COURT, 872W24300, WAUKESHA, WI 53189

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	432 OREGON TRL, HUBERT, NC 28539-3577

Mortgage

Document Number	0005868577
Date	Nov 8, 2022
Instrument	5868-577

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Oct 16, 2020
Property Address	432 OREGON TRL, HUBERT, NC 28539-3577
Document Number	0052890677
Book / Page	5289 / 677
Map Reference	MB 33 PG 35
Instrument Date	Oct 5, 2020
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$274.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	432 OREGON TRL, HUBERT, NC 28539-3577

Mortgage

Document Number	0005289680
Date	Oct 16, 2020
Instrument	5289/680

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Feb 3, 2017
Property Address	432 OREGON TRL, HUBERT, NC 28539-3577
Document Number	0045730403
Book / Page	4573 / 403
Map Reference	MB33 PG35 SL J-63
Instrument Date	Jun 22, 2016
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	432 OREGON TRL, HUBERT, NC 28539-3577

Mortgage

Document Number	4573406
Date	Feb 3, 2017
Instrument	4573/406

Lender

Name	ALPHA MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,126.00	$221,028 (+28.47%) Land $50,000 Building $171,028	$221,028 (+28.47%) Land $50,000 Building $171,028
2025	$1,126.00	$172,049 (-) Land $40,000 Building $132,049	$172,049 (-) Land $40,000 Building $132,049
2023	$1,126.00	$172,049 Land $40,000 Building $132,049	$172,049 Land $40,000 Building $132,049

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 89% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Brightspeed, Verizon.

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