432 Occidental Ave, San Mateo, CA 94402 Property Records

San Mateo County property record for 432 Occidental Ave, San Mateo, CA 94402

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,410 sqft · built 1906
Lot Size	0.381 acres (16,599 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,100,000 (May 2003)
Tax Bill	$20,696 (2025)
Deeds & Mortgages	Feb 2019 Mortgage Aug 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`032-052-140`

Property Details

APN / Parcel Number

Primary APN	`032-052-140`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,410 sqft Living Area
Gross Area	3,950 sqft
1st Floor Area	1,280 sqft
2nd Floor Area	1,230 sqft
Basement Area	540 sqft
Family Room	Family Room
Study	Study

Exterior

Year Built	Built 1906
Effective Year Built	Effective 1906
Lot Area	16,599 sqft (0.381 acres)
Lot Dimensions	254 ft deep x 62 ft wide
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	432 OCCIDENTAL AVE
City	SAN MATEO
State	CA
Zip	94402-1132
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10010
Legal Description	LOT 13 ROCHEXS SUB RSM 5/17 CITY OF SAN MATEO
Legal Subdivision	ROCHEXS SUB
Legal Lot Number	13
Jurisdiction	SAN MATEO CA
Township / Civil Division	SAN MATEO
Census Block Group	2
Census Block	2013
Census Tract	605800

Owner

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	432 OCCIDENTAL AVE, SAN MATEO, CA 94402-1132
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage CITY NATIONAL BANK
Aug 15, 2018	Deed of Trust, Mortgage TRETTIN R E & G2016 F T (PT)

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 23, 2003 · Amount on Record
Deed Sale	May 23, 2003 · Amount on Record
Deed Document Number	2003141503
Prior Transfer Date	Mar 10, 1999
Prior Transfer Doc	0000052103
Record Updated	Sep 20, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	432 OCCIDENTAL AVE, SAN MATEO, CA 94402-1132
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011197
Date	Feb 20, 2019
Instrument	2019-011197

Lender

Name	CITY NATIONAL BANK
Type	Bank
Address	LOS ANGELES, CA 90071

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	432 OCCIDENTAL AVE, SAN MATEO, CA 94402-1132
Document Number	0000065661
Instrument Date	Aug 15, 2018
Transaction Type	Mortgage
Record Updated	Sep 10, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	432 OCCIDENTAL AVE SAN MATEO CA 944021132, SAN MATEO, CA 94402-1132

Mortgage

Document Number	0000065661
Date	Aug 22, 2018
Instrument	65661

Lender

Name	TRETTIN R E & G2016 F T (PT)

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	San Mateo City
Elementary School District	San Mateo-Foster City Elementary School District (KG - 08)
Secondary School District	San Mateo Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,633,702 (+2%) Land $812,507 Building $821,195
2025	$20,696.00 (+5.62%)	$1,601,670 (+4.04%) Land $796,576 Building $805,094
2023	$19,595.00 (-0.45%)	$1,539,478 Land $765,645 Building $773,833	$2,531,790
2022	$19,683.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALIFORNIA WATER SERVICE - SAN MATEO private · serves 103,536 people · EPA ID CA4110008
Water Source	Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State Inspection	Mar 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50

May also be available: Etheric Networks, Sonic Telecom, T-Mobile, Verizon.

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