Maricopa County property record for 432 N Citrus Ln, Gilbert, AZ 85234
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 1,483 sqft · built 2005 |
| Lot Size | 0.071 acres (3,080 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $395,000 (Apr 2026) |
| Tax Bill | $1,331 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Apr 2026 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 313-12-315 |
| Primary APN | 313-12-315 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,483 sqft Living Area |
| 1st Floor Area | 771 sqft |
| 2nd Floor Area | 712 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Concrete |
| Lot Area | 3,080 sqft (0.071 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Refrigeration |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Street Address | 432 N CITRUS LN |
|---|---|
| City | GILBERT |
| State | AZ |
| Zip | 85234-7834 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-4 |
| Legal Description | LA ALDEA MCR 670-42 |
| Legal Range | 6E |
| Legal Township | 1S |
| Legal Section | 12 |
| Legal Subdivision | LA ALDEA |
| Legal Lot Number | 315 |
| Jurisdiction | MARICOPA AZ |
| Township / Civil Division | PHOENIX |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 422623 |
432 N Citrus Ln is owned and occupied by two individuals who bought it in April 2026.
Source: Maricopa County records, as of April 10, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 432 N CITRUS LN, GILBERT, AZ 85234-7834 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Apr 3, 2026 | Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 3, 2026 · Amount on File |
| Deed Sale | Apr 3, 2026 · Amount on File |
| Prior Sale | Mar 3, 2016 · Amount on File |
| Deed Document Number | 2026197307 |
| Prior Transfer Date | Nov 29, 2006 |
| Prior Transfer Doc | 0000150082 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 432 N CITRUS LN, GILBERT, AZ 85234-7834 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 995 S FLOWER ST, LAKEWOOD, CO 80226-4118 |
| Document Number | 0000199565 |
|---|---|
| Date | Feb 23, 2021 |
| Instrument | 20210199565 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Mar 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | Apr 3, 2026 |
| Property Address | 432 N CITRUS LN, GILBERT, AZ 85234-7834 |
| Document Number | 0000197307 |
| Instrument Date | Mar 30, 2026 |
| Instrument | 2026197307 |
| Transaction Type | Transfer |
| Record Updated | Apr 13, 2026 |
| Title Company | ROCKET CLOSE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 432 N CITRUS LN, GILBERT, AZ 85234-7834 |
| Document Number | 0000197308, |
|---|---|
| Date | Apr 3, 2026 |
| Instrument | 2026197308 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6.01% |
|---|---|
| Max Rate | -1% |
The 2025 property tax bill for 432 N Citrus Ln was $1,331.
Source: Maricopa County assessment roll, as of October 22, 2025
| Type | Name |
|---|---|
| State | Arizona |
| County | Maricopa County |
| Municipality | Gilbert Town |
| Unified School District | Gilbert Unified District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $34,130 (+136.83%) | $341,300 (+5.83%) Land $68,200 Building $273,100 | |
| 2025 | $1,331.00 | $14,411 (-58.27%) | $322,500 (-6.6%) Land $64,500 Building $258,000 |
| 2024 | $34,530 | $345,300 Land $69,000 Building $276,300 | |
| 2023 | $1,288.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 432 N Citrus Ln in Zone X, an area of moderate flood risk.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 432 N Citrus Ln has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | Treatment report not submitted Oct 2017 |
| Monitoring and Reporting | 53 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 396 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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