Lincoln County property record for 432 N Charmwood Loop, Otis, OR 97368 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 2008 |
| Square Footage | 1,568 sqft Living Area |
| Lot Size | 14,375 sqft (0.33 acres) |
| Garage | Attached, 480 sqft |
| Last Sale | $65,000 (2006) |
| Tax Bill | $3,334.00 (2025) |
| Primary APN | 061033DA0010100 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 1,568 sqft Living Area |
| 1st Floor | 952 sqft 1st Floor |
| Basement Area | 616 sqft Basement |
| Finished Basement | 616 sqft Finished |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wood Interior Structure |
| Fireplace | Glass Log Fireplace |
| Year Built | Built 2008 |
|---|---|
| Exterior Material | Wood Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 14,375 sqft (0.33 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 480 sqft Garage |
| Patio Area | 225 sqft Patio |
|---|---|
| Porch | Covered Porch |
| Porch Area | 520 sqft Porch |
| Utility Building | 1,440 sqft Utility Building |
| Heating System | Forced Air Heating |
|---|---|
| Heating Fuel | Electric Heating Fuel |
| Account Number | R359767 |
|---|---|
| Old Parcel Number | 061033DA0010100 |
| Street Address | 432 N CHARMWOOD LOOP |
| City | OTIS |
| State | OR |
| Zip | 97368-9342 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PROPERTY ID R359767 PANTHER CREEK, BLOCK 1, LOT 14 & 15, DOC200615913 & DOC201008420 |
| Legal Range | 10W |
| Legal Township | 06S |
| Legal Section | 33 |
| Legal Quarter | SE |
| Legal Quarter Quarter | NE |
| Legal Subdivision | PANTHER CREEK - ECHO MOUNTAIN |
| Legal Block | 1 |
| Legal Lot Number | 14-15 15 |
| Jurisdiction | LINCOLN OR |
| Minor Civil Division | LINCOLN CITY |
| Census Blockgroup | 2 |
| Census Block | 2009 |
| Census Tract | 950100 |
Source: Lincoln County records · APN 061033DA0010100
Assessment roll updated September 30, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 473, OTIS, OR 97368-0473 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 15, 2026 | Deed of Trust, Mortgage · Line of Credit OREGON STATE CREDIT UNION |
| Jun 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PREGON STATE CREDIT UNION |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 18, 2006 · Amount on Record |
| Deed Sale | Oct 18, 2006 · Amount on Record |
| Deed Doc Number | 200615913 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN OR |
| Recording Date | Jun 15, 2026 |
| Property Address | 432 N CHARMWOOD LOOP, OTIS, OR 97368-9342 |
| Document Number | 0000004303 |
| Instrument Date | Jun 10, 2026 |
| Instrument | 20264303 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | 298 |
| Address | 432 N CHARMWOOD LOOP, OTIS, OR 97368-9342 |
| Document Number | 0000004303, |
|---|---|
| Date | Jun 15, 2026 |
| Instrument | 20264303 |
| Name | OREGON STATE CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jun 15, 2051 |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN OR |
| Property Address | 432 N CHARMWOOD LOOP, OTIS, OR 97368-9342 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000008472 |
|---|---|
| Date | Jun 30, 2021 |
| Instrument | 2021-08472 |
| Name | PREGON STATE CREDIT UNION |
|---|---|
| Address | CORVALLIS, OR 97339 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
Source: Lincoln County records · Assessment roll updated September 30, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Oregon |
| County | Lincoln County |
| Unified School District | Lincoln County School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,334.00 (+2.11%) | $233,280 (+3%) | $581,580 (-2.25%) Land $104,270 Building $477,310 |
| 2024 | $3,265.00 (+3.22%) | $226,490 (+3%) | $594,960 (+7.91%) Land $99,350 Building $495,610 |
| 2023 | $3,163.00 (+3.03%) | $219,900 (+3%) | $551,350 (+27.39%) Land $90,960 Building $460,390 |
| 2022 | $3,070.00 | $213,500 | $432,820 Land $68,920 Building $363,900 |
Source: FEMA National Flood Hazard Layer, Lincoln County (41041C), updated October 17, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 6% of Oregon |
|---|---|
| Wildfire Likelihood | About 1 in 9,091 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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