Pierce County property record for 432 N 3rd St, River Falls, WI 54022
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,352 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Oct 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 276-1028-700 |
| Primary APN | 276-1028-700 |
|---|---|
| Alternative APNs |
|
| Lot Area | 8,712 sqft (0.2 acres) |
|---|
| Street Address | 432 N 3RD ST |
|---|---|
| City | RIVER FALLS |
| State | WI |
| Zip | 54022-2331 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 6 BLK 14 OS POWELLS THIRD ADD |
| Legal Range | 19W |
| Legal Township | 27N |
| Legal Section | 01 |
| Legal Subdivision | OS POWELLS THIRD ADDITION |
| Legal Block | 14 |
| Legal Lot Number | 6 |
| Jurisdiction | PIERCE WI |
| Township / Civil Division | RIVER FALLS |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 960300 |
432 N 3rd St is owned and occupied by an individual who acquired it in July 2010.
Source: Pierce County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 432 N 3RD ST, RIVER FALLS, WI 54022-2331 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WESTCONSIN CU |
| Oct 12, 2018 | Deed of Trust, Mortgage · Line of Credit WESTCONSIN CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 23, 2010 |
| Deed Sale | Jul 23, 2010 |
| Deed Document Number | 2010521115 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIERCE WI |
| Property Address | 432 N 3RD ST, RIVER FALLS, WI 54022-2331 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000596945 |
|---|---|
| Date | Oct 15, 2020 |
| Instrument | 596945 |
| Name | WESTCONSIN CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIERCE WI |
| Property Address | 432 N 3RD ST, RIVER FALLS, WI 54022-2331 |
| Document Number | 0000581751 |
| Instrument Date | Oct 12, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2018 |
| Name | Verified Name |
|---|---|
| Address | 432 N 3RD ST WI 54022 RIVER FALLS WI 54022, RIVER FALLS, WI 54022 |
| Document Number | 0000581751 |
|---|---|
| Date | Oct 18, 2018 |
| Instrument | 581751 |
| Name | WESTCONSIN CU |
|---|---|
| Type | Credit Union |
| Address | MANOMONIE, WI 54751 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 432 N 3rd St was $4,352.
Source: Pierce County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Pierce County |
| Municipality | River Falls City |
| Unified School District | River Falls School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,352.00 | $291,000 Land $56,600 Building $234,400 | $304,000 Land $59,129 Building $244,871 |
| 2023 | $4,394.00 | $214,300 Land $43,600 Building $170,700 | $217,707 Land $44,293 Building $173,414 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 432 N 3rd St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2001.
Source: FEMA National Flood Hazard Layer, effective December 29, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2001) |
| Most Recent Claim | May 2001 · Flooding, Severe Storms And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 432 N 3rd St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Wisconsin |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RIVER FALLS WATERWORKS serves 16,000 people · EPA ID WI6480246 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Baldwin Telecom, Verizon.
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