432 Morgan Ct, Lagrange, OH 44050 Property Records

Lorain County property record for 432 Morgan Ct, Lagrange, OH 44050

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,080 sqft · built 2004
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$2,550,000 (Apr 2019)
Tax Bill	$2,033 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-00-098-108-130`

Property Details

APN / Parcel Number

Primary APN	`15-00-098-108-130`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,080 sqft Living Area
Gross Area	1,388 sqft
1st Floor Area	1,054 sqft
Family Room	Family Room

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	100 ft deep x 68 ft wide
Garage Type	Attached
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	52 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	432 MORGAN CT
City	LAGRANGE
State	OH
Zip	44050-9611
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PHEASANT RUN VIL PHASE 1 68.26 X 100
Legal Subdivision	PHEASANT RUN VIL PHASE 1
Legal Block	108
Legal Lot Number	432
Jurisdiction	LORAIN OH
Township / Civil Division	LAGRANGE
Census Block Group	1
Census Block	1033
Census Tract	94101

Owner

432 Morgan Ct is owned and occupied by an individual who bought it in April 2019.

Source: Lorain County records, as of May 16, 2025

Owner of Record	Individual Name on File
Mailing Address	432 MORGAN CT, LAGRANGE, OH 44050-9611
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE LLC
Apr 1, 2019	Warranty Deed, Transfer ROYAL UNITED MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2019 · Amount on File
Deed Sale	Apr 1, 2019 · Amount on File
Prior Sale	Aug 13, 2010 · Amount on File
Deed Document Number	2019709295
Prior Transfer Date	Feb 5, 2019
Prior Transfer Doc	20190709295
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	432 MORGAN CT, LAGRANGE, OH 44050-9611
Transaction Type	Mortgage
Record Updated	Nov 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20210850108
Date	Nov 18, 2021
Instrument	2021-0850108

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46250

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	301 Months
Due	Dec 1, 2046

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Apr 1, 2019
Property Address	432 MORGAN CT, LAGRANGE, OH 44050-9611
Document Number	0000709295
Instrument Date	Feb 5, 2019
Instrument	709295
Transaction Type	Transfer
Record Updated	Apr 12, 2019
Title Company	TIMIOS INC

Transaction

Amount	Amount on Record
Tax	$102.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	432 MORGAN CT LAGRANGE OH 440509611, LAGRANGE, OH 44050-9611

Mortgage

Document Number	709296
Date	Apr 1, 2019
Instrument	709296

Lender

Name	ROYAL UNITED MTG
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46250

Agreement

Amount	Amount on Record
Term	300 Months
Due	Mar 31, 2044

Tax Assessment & Valuation

The 2025 property tax bill for 432 Morgan Ct was $2,033 with a homeowner's exemption, down 1.8% from the year before.

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
County Subdivision	LaGrange Township
Unified School District	Keystone Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,033.00 (-1.83%) Homeowner's exemption	$42,510 (-0.01%) Land $9,800 Building $32,710	$121,470 (-) Land $28,000 Building $93,470
2024	$2,071.00 (+13.42%)	$42,515 (+39.21%) Land $9,800 Building $32,715	$121,470 (+39.2%) Land $28,000 Building $93,470
2023	$1,826.00 (+0.66%)	$30,541 (+%) Land $7,252 Building $23,289	$87,260 Land $20,720 Building $66,540
2022	$1,814.00	$30,540 Land $7,250 Building $23,290
2021			$87,260 Land $20,720 Building $66,540

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 432 Morgan Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 432 Morgan Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PHEASANT RUN ASSOCIATION PWS private · serves 1,550 people · EPA ID OH4701912
Water Source	Purchased surface water from RURAL LORAIN CO. WATER A
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GLW Broadband Cable	1,000 / 100
Windstream DSL · Fiber in parts of the area	200 / 20

May also be available: Verizon.

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