San Joaquin County property record for 432 Montclair Ln, Tracy, CA 95376
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,954 sqft · built 2002 |
| Lot Size | 0.129 acres (5,600 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $480,000 (Oct 2004) |
| Tax Bill | $8,269 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 246-320-060-000 |
| Primary APN | 246-320-060-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 1,954 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 5,600 sqft (0.129 acres) |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 246-320-06 |
|---|---|
| Street Address | 432 MONTCLAIR LN |
| City | TRACY |
| State | CA |
| Zip | 95376-7000 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 6 |
| Legal Subdivision | LARKSPUR ESTATES |
| Legal Block | 1 |
| Legal Lot Number | 6 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 5220 |
Source: San Joaquin County assessment roll, as of September 24, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1950 BIRCHWOOD CT, TRACY, CA 95376-5270 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 1, 2004 · Amount on Record |
| Deed Sale | Oct 1, 2004 · Amount on Record |
| Prior Sale | Jul 26, 2002 |
| Deed Document Number | 2004223655 |
| Prior Transfer Date | Jul 17, 2002 |
| Prior Transfer Doc | 0000127494 |
| Record Updated | Jun 8, 2026 |
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Tracy City |
| Unified School District | Tracy Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,269.00 (+9.99%) | $701,096 (+4.04%) Land $200,710 Building $500,386 | |
| 2023 | $7,518.00 (+2.7%) | $673,873 Land $192,917 Building $480,956 | $603,540 |
| 2022 | $7,320.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.8% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TRACY serves 98,215 people · EPA ID CA3910011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 536 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Zinnia Networks Fixed Wireless | 600 / 120 |
| UnWired Broadband Holding Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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