432 Melody Ln, Mansfield, OH 44905 Property Records

Richland County property record for 432 Melody Ln, Mansfield, OH 44905

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,344 sqft · built 1962
Lot Size	0.234 acres (10,193 sqft)
Owner	Individual Name on Record
Last Sale	$265,000 (Sep 2026)
Tax Bill	$2,095 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Aug 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`025-09-167-05-000`

Property Details

APN / Parcel Number

Primary APN	`025-09-167-05-000`
Alternative APN	`01246`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,344 sqft Living Area
1st Floor Area	1,104 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Other
Exterior Material	Aluminum Siding
Lot Area	10,193 sqft (0.234 acres)
Lot Dimensions	98 ft deep x 104 ft wide
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Patio Area	190 sqft
Poultry House	16 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	432 MELODY LN
City	MANSFIELD
State	OH
Zip	44905-2724
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARPCREST HEIGHTS NO 3 24 104 X 98.48
Legal Subdivision	HARPCREST HEIGHTS # 3 ALLOTMENT
Jurisdiction	RICHLAND OH
Township / Civil Division	MADISON
Census Block Group	2
Census Block	2027
Census Tract	900

Owner

Source: Richland County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	585 SOUTH BLVD E, PONTIAC, MI 48341-3163
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2026	Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Aug 3, 2023	Warranty Deed, Transfer · Conventional Mortgage MECHANICS BANK
Sep 23, 2020	Warranty Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE
May 14, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 2, 2026 · Amount on Record
Deed Sale	Sep 2, 2026 · Amount on Record
Prior Sale	Aug 3, 2023 · Amount on Record
Deed Document Number	202610412
Deed Book / Page	3047 / 3580
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHLAND OH
Recording Date	Sep 2, 2026
Property Address	432 MELODY LN, MANSFIELD, OH 44905-2724
Document Number	0000010412
Book / Page	3047 / 3580
Instrument Date	Aug 27, 2026
Instrument	202610412
Transaction Type	Transfer
Record Updated	Sep 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$107,060.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	585 SOUTH BLVD E, PONTIAC, MI 48341-3163

Mortgage

Document Number	0000010413,
Date	Sep 2, 2026
Instrument	202610413

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHLAND OH
Recording Date	Aug 3, 2023
Property Address	432 MELODY LN, MANSFIELD, OH 44905-2724
Document Number	0003006/70
Book / Page	3006 / 70
Map Reference	PL 19 PG 213
Instrument Date	Jul 20, 2023
Instrument	202300007277
Transaction Type	Transfer
Record Updated	Aug 15, 2023
Title Company	SOUTHERN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 GRAND BLVD, SHELBY, OH 44875-1310

Mortgage

Document Number	202300007278
Date	Aug 3, 2023
Instrument	202300007278

Lender

Name	MECHANICS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.99%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2033
Change Frequency	Annually
Min Rate At Change	4.99%
Max Rate At Change	11.9%
Index	1-Year CMT
Max Rate	11.9%

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHLAND OH
Recording Date	Sep 23, 2020
Property Address	432 MELODY LN, MANSFIELD, OH 44905-2724
Document Number	002821/680
Book / Page	2821 / 680
Map Reference	MB 19 PG 213
Instrument Date	Sep 23, 2020
Instrument	202000011409
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	588 ORCHARD DR E, MANSFIELD, OH 44904-1618

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHLAND OH
Recording Date	May 14, 2020
Property Address	432 MELODY LN, MANSFIELD, OH 44905-2724
Document Number	002783/644
Book / Page	2783 / 644
Map Reference	MB 19 PG 213
Instrument Date	May 12, 2020
Instrument	202000005119
Transaction Type	Transfer
Record Updated	Apr 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	678 MAYER DR, MANSFIELD, OH 44907-1818

Tax Assessment & Valuation

Source: Richland County assessment roll, as of April 3, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Richland County
County Subdivision	Madison Township
Unified School District	Madison Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,095.00	$41,840 (-) Land $6,150 Building $35,690
2024	$2,095.00 (+0.24%)	$41,840 (-) Land $6,150 Building $35,690
2023	$2,090.00 (+61.39%)	$41,840 (+83.83%) Land $6,150 Building $35,690	$119,540 (+83.88%) Land $17,560 Building $101,980
2022	$1,295.00	$22,760 Land $5,590 Building $17,170
2020			$65,010 Land $15,960 Building $49,050

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA OHIO - MANSFIELD SYSTEM #07 private · serves 766 people · EPA ID OH7001612
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

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