432 McLean Ave, Cotter, AR 72626 Property Records

Baxter County property record for 432 McLean Ave, Cotter, AR 72626

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,408 sqft
Lot Size	0.304 acres (13,250 sqft)
Owner	Trust Name on Record
Last Sale	$84,000 (Oct 2007)
Tax Bill	$119 (2025)
Deeds & Mortgages	Feb 2017 Mortgage Feb 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`004-00097-000`

Property Details

APN / Parcel Number

Primary APN	`004-00097-000`
Alternative APN	`26748`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,408 sqft Living Area
1st Floor Area	1,408 sqft
Flooring	Carpet

Exterior

Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,250 sqft (0.304 acres)
Garage Type	Detached
Garage Area	480 sqft
Porch	Slab
Porch Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	432 MCLEAN AVE
City	COTTER
State	AR
Zip	72626-9704
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 459-462 COTTER
Legal Range	14
Legal Township	19
Legal Section	31
Legal Subdivision	COTTER LOTS
Legal Lot Number	459-462
Jurisdiction	BAXTER AR
Township / Civil Division	WHITEVILLE
Census Block Group	2
Census Block	2018
Census Tract	950900

Owner

Source: Baxter County records, as of March 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	432 MCLEAN AVE, COTTER, AR 72626-9704
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2017	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Feb 10, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 10, 2007 · Amount on Record
Deed Sale	Oct 10, 2007 · Amount on Record
Deed Book / Page	2007 / 11797
Last Transfer Date	Feb 9, 2017
Transfer Doc	2017/01168
Record Updated	Jun 8, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAXTER AR
Property Address	432 MCLEAN AVE, COTTER, AR 72626-9704
Transaction Type	Mortgage
Record Updated	Apr 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	L201701063
Date	Feb 7, 2017
Instrument	L201701063

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Jan 8, 2032

February 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BAXTER AR
Recording Date	Feb 10, 2017
Property Address	432 MCLEAN AVE, COTTER, AR 72626-9704
Document Number	2017/01168
Book / Page	2017 / 01168
Instrument Date	Feb 9, 2017
Transaction Type	Transfer
Record Updated	Jun 6, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	432 MCLEAN AVE, 432, COTTER, AR 72626-9704

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	432 MCLEAN AVE, COTTER, AR 72626-9704

Tax Assessment & Valuation

Source: Baxter County assessment roll, as of November 25, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Baxter County
Municipality	Cotter City
Unified School District	Cotter School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$119.00 (-37.04%) Homeowner's exemption	$24,360 (-) Land $3,600 Building $20,760
2024	$189.00 (-19.23%)
2023	$234.00 Homeowner's exemption	$24,360 Land $3,600 Building $20,760	$121,800 Land $18,000 Building $103,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 3, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 64% of Arkansas
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COTTER WATERWORKS serves 1,233 people · EPA ID AR0000028
Water Source	Groundwater
Last State Inspection	Jul 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mountain View Telephone Company Fiber	1,000 / 500
Optimum Cable	940 / 35

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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