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432 Marsh Point Cir, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 432 Marsh Point Cir, Saint Augustine, FL 32080 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,594 sqft · built 1996
Lot Size0.28 acres (12,196 sqft)
OwnerIndividual Name on File
Last Sale$315,000 (Apr 2002)
Tax Bill$4,211 (2025)
Deeds & MortgagesJul 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN172545-0130

Property Details

APN / Parcel Number

Primary APN172545-0130

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures12 Plumbing Fixtures
Stories2 Stories
Building Area2,594 sqft Living Area
Gross Area3,098 sqft
1st Floor Area1,487 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 2001
Exterior MaterialConcrete
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area12,196 sqft (0.28 acres)
Garage TypeAttached
Garage Area504 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area78 sqft
Patio Area454 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address432 MARSH POINT CIR
CitySAINT AUGUSTINE
StateFL
Zip32080-5863
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description20/72-92 MARSH CREEK UNIT 1 LOT 13 OR1741/811
Legal Range30E
Legal Township08S
Legal Section04
Legal SubdivisionMARSH CREEK UNIT 1
Legal Block1
Legal Lot Number13
Legal Unit1
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group1
Census Block1007
Census Tract21408

Owner

Source: St. Johns County records · APN 172545-0130

Assessment roll updated April 13, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address432 MARSH POINT CIR, SAINT AUGUSTINE, FL 32080-5863
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 03, 2002 · Amount on Record
Deed SaleApr 03, 2002 · Amount on Record
Deed Document Number200219504
Deed Book / Page1740 / 811
Record UpdatedSep 20, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address432 MARSH POINT CIR, SAINT AUGUSTINE, FL 32080-5863
Transaction TypeMortgage
Record UpdatedFeb 10, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address432 MARSH POINT CIR, SAINT AUGUSTINE, FL 32080-5863

Mortgage

Document Number0053160948
DateJul 13, 2021
Book Page5316/948
Instrument2021077567
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32202
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJul 01, 2036

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$334,277 (+2.7%)$584,505 (-4.76%) Land $185,000 Building $399,505
2025$4,211.00 (+12.56%) Homeowner's exemption$325,489 (+5.99%)$613,727 (+20.57%) Land $185,000 Building $428,727
2024$3,741.00 (+1.99%)
2023$3,668.00 (+2.95%) Homeowner's exemption$307,103 (+3%)$509,011 (-9.8%) Land $175,000 Building $334,011
2022$3,563.00 Homeowner's exemption$298,158$564,340 Land $229,600 Building $334,740

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090214081, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 354 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies379 units insured
25 under condo master policies
Nearby Flood Claims65 (2004–2022)
Claims Outside the SFHA10 of 65
Most Recent ClaimSep 2022, rainfall accumulation, Hurricane Ian
Claims By Storm
  • Hurricane Ian, Sep 2022 · 4 claims
  • Hurricane Irma, Sep 2017 · 12 claims
  • Hurricane Matthew, Oct 2016 · 45 claims

Wildfire

Wildfire RiskModerate
above 51% of the US · above 21% of Florida
Wildfire LikelihoodAbout 1 in 1,064 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 115 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
IQ Fiber Intermediate HoldingsFiber5,000 / 5,000
XfinityCable1,200 / 35
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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