432 Main St, Coshocton, OH 43812 Property Records

Coshocton County property record for 432 Main St, Coshocton, OH 43812

Property Summary

Property Type	Commercial
Details	7,272 sqft · built 1871
Lot Size	0.059 acres (2,570 sqft)
Owner	Company Name on File
Last Sale	$150,000 (Jan 2012)
Tax Bill	$2,069 (2025)
Deeds & Mortgages	Oct 2026 Mortgage Jun 2022 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`004217-5`

Property Details

APN / Parcel Number

Primary APN	`004217-5`
Alternative APN	`0430000131400`

Interior

Units	3 Units
Stories	2 Stories
Building Area	7,272 sqft Total Area
1st Floor Area	2,424 sqft
Basement Area	2,424 sqft

Exterior

Year Built	Built 1871
Effective Year Built	Effective 1871
Exterior Material	Brick Veneer
Construction Type	Wood
Lot Area	2,570 sqft (0.059 acres)
Lot Dimensions	104 ft deep x 25 ft wide
View / Lot	High Traffic Area

Utilities, Heating & Cooling

Cooling System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	004217-5
Street Address	432 MAIN ST
City	COSHOCTON
State	OH
Zip	43812-1511
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	IN-LOT 9 PT 25 X 104 (.059A) DOC 12-75
Legal Lot Number	9
Jurisdiction	COSHOCTON OH
Township / Civil Division	COSHOCTON
Census Block Group	2
Census Block	2003
Census Tract	961400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Coshocton Main Street Historic District listed 2019 · 116 contributing resources · NRIS 100003497

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

432 Main St, a commercial property, is owned by a company that bought it in January 2012.

Source: Coshocton County records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	432 MAIN ST, COSHOCTON, OH 43812-1511
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2026	Deed of Trust, Mortgage · Conventional Mortgage HOME LOAN SAVINGS BANK
Jun 3, 2022	Deed of Trust, Mortgage · Construction Mortgage THE HOME LOAN SAVINGS BANK
Jun 2, 2017	Deed of Trust, Mortgage · Commercial Mortgage PEOPLES BANK
Jun 2, 2017	Deed of Trust, Mortgage PEOPLES BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 9, 2012 · Amount on File
Deed Sale	Jan 9, 2012 · Amount on File
Prior Sale	Jun 30, 1995 · Amount on File
Deed Document Number	201275
Deed Book / Page	562 / 196
Prior Transfer Date	Aug 27, 1992
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COSHOCTON OH
Recording Date	Oct 7, 2026
Property Address	432 MAIN ST, COSHOCTON, OH 43812-1511
Document Number	0000004417
Book / Page	814 / 3271
Instrument Date	Sep 30, 2026
Instrument	20264417
Transaction Type	Mortgage
Record Updated	Oct 20, 2026
Title Company	FIRST OHIO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	432 MAIN ST, COSHOCTON, OH 43812-1511

Mortgage

Document Number	0000004417,
Date	Oct 7, 2026
Book Page	814/3271
Instrument	20264417

Lender

Name	HOME LOAN SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Sep 30, 2036

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COSHOCTON OH
Property Address	432 MAIN ST, COSHOCTON, OH 43812-1511
Transaction Type	Mortgage
Record Updated	Jun 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	432 MAIN ST, COSHOCTON, OH 43812-1511

Mortgage

Document Number	00791/1503
Date	Jun 3, 2022
Book Page	791/1503
Instrument	202200002382

Lender

Name	THE HOME LOAN SAVINGS BANK
Type	Bank
Address	COSHOCTON, OH 43812

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 2, 2052

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COSHOCTON OH
Property Address	432 MAIN ST, COSHOCTON, OH 43812-1511
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	733/134
Date	Jun 2, 2017
Book Page	733/134
Instrument	201700002004

Lender

Name	PEOPLES BANK
Type	Bank
Address	COSHOCTON, OH 43812

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COSHOCTON OH
Property Address	432 MAIN ST, COSHOCTON, OH 43812-1511
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	733/134
Date	Jun 2, 2017
Book Page	733/134
Instrument	201700002004

Lender

Name	PEOPLES BANK
Type	Bank
Address	COSHOCTON, OH 43812

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 432 Main St was $2,069.

Source: Coshocton County assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Coshocton County
Municipality	Coshocton City
Unified School District	Coshocton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,069.00	$34,280 Land $4,100 Building $30,180	$97,940 Land $11,700 Building $86,240
2023	$2,014.00 (+0.7%)	$32,841 (-) Land $4,095 Building $28,746
2022	$2,000.00	$32,841 Land $4,095 Building $28,746
2021			$93,830 Land $11,700 Building $82,130

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 432 Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 2, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 432 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COSHOCTON PWS private · serves 14,319 people · EPA ID OH1600012
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
altafiber Network Solutions Fixed Wireless	100 / 20

May also be available: Verizon.

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