432 Lancaster Ct, Roseville, CA 95678 Property Records

Placer County property record for 432 Lancaster Ct, Roseville, CA 95678

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,206 sqft · built 1994
Lot Size	0.191 acres (8,325 sqft)
Owner	Individual Name on File
Last Sale	$679,000 (Mar 2025)
Tax Bill	$4,121 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jun 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`477-200-053-000`

Property Details

APN / Parcel Number

Primary APN	`477-200-053-000`
Alternative APN	`477-200-053`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	2,206 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Contemporary
Construction Type	Frame
Lot Area	8,325 sqft (0.191 acres)
Garage Area	644 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	477-200-053
Street Address	432 LANCASTER CT
City	ROSEVILLE
State	CA
Zip	95678-1185
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 196 RIDGEWOOD UNIT 3 MOR S-41
Legal Subdivision	RIDGEWOOD
Legal Lot Number	196
Jurisdiction	PLACER CA
Township / Civil Division	ROSEVILLE
Census Block Group	3
Census Block	3004
Census Tract	21046

Owner

432 Lancaster Ct is owned and occupied by an individual who bought it in March 2025.

Source: Placer County records, as of July 13, 2026

Owner of Record	Individual Name on File
Mailing Address	432 LANCASTER CT, ROSEVILLE, CA 95678-1185
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2026	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Jun 9, 2026	Affidavit, Transfer · VA Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 28, 2025 · Amount on File
Deed Sale	Mar 28, 2025 · Amount on File
Prior Sale	Oct 26, 2012 · Amount on File
Deed Document Number	202516830
Prior Transfer Date	Jun 30, 2003
Prior Transfer Doc	0000111679
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Recording Date	Jun 9, 2026
Property Address	432 LANCASTER CT, ROSEVILLE, CA 95678-1185
Document Number	0000033211
Instrument Date	Jun 4, 2026
Instrument	202633211
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	432 LANCASTER CT, ROSEVILLE, CA 95678-1185

Mortgage

Document Number	0000033211,
Date	Jun 9, 2026
Instrument	202633211

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2026: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	PLACER CA
Recording Date	Jun 9, 2026
Property Address	432 LANCASTER CT, ROSEVILLE, CA 95678-1185
Document Number	0000033210
Instrument Date	Jun 3, 2026
Instrument	202633210
Transaction Type	Transfer
Record Updated	Jul 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	432 LANCASTER CT, ROSEVILLE, CA 95678-1185

Mortgage

Document Number	0000033210,
Date	Jun 9, 2026
Instrument	202633210

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 432 Lancaster Ct was $4,121.

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Municipality	Roseville City
Elementary School District	Roseville City Elementary School District (KG - 08)
Secondary School District	Roseville Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$692,580 (+75.76%) Land $183,600 Building $508,980
2025	$4,121.00	$394,046 Land $123,138 Building $270,908
2023	$3,989.00 (-0.32%) Homeowner's exemption	$378,747 Land $118,357 Building $260,390
2022	$4,002.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 432 Lancaster Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 432 Lancaster Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROSEVILLE serves 165,736 people · EPA ID CA3110008
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Zeta Broadband Fixed Wireless	400 / 50
Succeed.Net Fixed Wireless	100 / 50
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, Fidium Fiber, unWired Broadband.

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