Jefferson County property record for 432 Kappa Ave S, Birmingham, AL 35205
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,189 sqft · built 1935 |
| Lot Size | 0.135 acres (5,900 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $40,000 (Apr 2018) |
| Tax Bill | $532 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Jun 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-00-02-2-025-035.000 |
| Primary APN | 29-00-02-2-025-035.000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,189 sqft Living Area |
| 1st Floor Area | 1,189 sqft |
| Flooring | Tile |
| Interior Walls | Plaster |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Wood |
| Foundation Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 5,900 sqft (0.135 acres) |
| Lot Dimensions | 118 ft deep x 50 ft wide |
| Terrain | Rolling |
| Porch | Open Porch |
| Porch Area | 112 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 378093 |
|---|---|
| Street Address | 432 KAPPA AVE S |
| City | BIRMINGHAM |
| State | AL |
| Zip | 35205-3322 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | LOT 40 COX SURVEY |
| Legal Range | 03W |
| Legal Township | 18S |
| Legal Section | 02 |
| Legal Subdivision | COX SUR 29-2-2 |
| Legal Lot Number | 40 |
| Jurisdiction | JEFFERSON AL |
| Township / Civil Division | BIRMINGHAM |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 4200 |
432 Kappa Ave S is owned and occupied by two individuals who bought it in April 2018.
Source: Jefferson County records, as of June 5, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 432 KAPPA AVE S, BIRMINGHAM, AL 35205-3322 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AVADIAN CREDIT UNION |
| Jun 10, 2020 | Warranty Deed, Transfer · Conventional Mortgage NOBLE BK&TR |
| Apr 17, 2018 | Warranty Deed, Transfer · Line of Credit NOBLE BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 17, 2018 · Amount on File |
| Deed Sale | Apr 17, 2018 · Amount on File |
| Deed Document Number | 201837966 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON AL |
| Property Address | 432 KAPPA AVE S, BIRMINGHAM, AL 35205-3322 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2021 |
| Name | Verified Name |
|---|---|
| Address | 432 KAPPA AVE S, BIRMINGHAM, AL 35205-3322 |
| Document Number | 2021083997 |
|---|---|
| Date | Jul 21, 2021 |
| Instrument | 2021083997 |
| Name | AVADIAN CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON AL |
| Recording Date | Jun 10, 2020 |
| Property Address | 432 KAPPA AVE S, BIRMINGHAM, AL 35205-3322 |
| Document Number | 0000059336 |
| Instrument Date | Jun 8, 2020 |
| Instrument | 59336 |
| Transaction Type | Transfer |
| Record Updated | Aug 6, 2020 |
| Title Company | CLEAR TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $20.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 432 KAPPA AVE S BIRMINGHAM AL 352053322, BIRMINGHAM, AL 35205-3322 |
| Document Number | 59337 |
|---|---|
| Date | Jun 10, 2020 |
| Instrument | 59337 |
| Name | NOBLE BK&TR |
|---|---|
| Type | Bank |
| Address | ANNISTON, AL 36201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 9, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON AL |
| Recording Date | Apr 17, 2018 |
| Property Address | 432 KAPPA AVE S, BIRMINGHAM, AL 35205-3322 |
| Document Number | 0000037966 |
| Instrument Date | Apr 12, 2018 |
| Instrument | 37966 |
| Transaction Type | Transfer |
| Record Updated | May 4, 2018 |
| Title Company | OTHER |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $40.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 432 KAPPA AVE S BIRMINGHAM AL 352053322, BIRMINGHAM, AL 35205-3322 |
| Document Number | 37967 |
|---|---|
| Date | Apr 17, 2018 |
| Instrument | 37967 |
| Name | NOBLE BK&TR |
|---|---|
| Type | Bank |
| Address | ANNISTON, AL 36201 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 432 Kappa Ave S was $532 with a homeowner's exemption.
Source: Jefferson County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Alabama |
| Municipality | Birmingham City |
| County | Jefferson County |
| Unified School District | Birmingham City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $532.00 Homeowner's exemption | $8,340 | $85,700 Land $11,000 Building $74,700 |
| 2023 | $7,800 Land $1,000 Building $6,800 | $78,000 Land $10,000 Building $68,000 | |
| 2022 | $319.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 432 Kappa Ave S in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AH, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 432 Kappa Ave S is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of Alabama |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CENTRAL ALABAMA WATER serves 653,322 people · EPA ID AL0000738 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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