432 Juniper Ct, Saint Paul, MN 55115 Property Records

Washington County property record for 432 Juniper Ct, Saint Paul, MN 55115

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,302 sqft · built 1990
Lot Size	0.274 acres (11,927 sqft)
Owner	2 Individual Names on Record
Last Sale	$500,000 (Dec 2023)
Tax Bill	$5,646 (2026)
Deeds & Mortgages	Dec 2023 Sale & Mortgage May 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`20-030-21-41-0034`

Property Details

APN / Parcel Number

Primary APN	`20-030-21-41-0034`
Alternative APN	`504952200`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Building Area	1,302 sqft Living Area
Basement Area	904 sqft
Finished Basement	804 sqft
Unfinished Basement	100 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Split Level
Exterior Material	Metal
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,927 sqft (0.274 acres)
Garage Type	Attached
Garage Area	816 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	432 JUNIPER CT
City	SAINT PAUL
State	MN
Zip	55115-1558
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISIONNAME TIMBERLEA OAKS LOT 8 BLOCK 1 SUBDIVISIONCD 50495
Legal Range	21W
Legal Township	30N
Legal Section	20
Legal Subdivision	TIMBERLEA OAKS
Legal Block	1
Legal Lot Number	8
Jurisdiction	WASHINGTON MN
Township / Civil Division	MAHTOMEDI
Census Block Group	2
Census Block	2020
Census Tract	70304

Owner

Source: Washington County records, as of June 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	432 JUNIPER CT, SAINT PAUL, MN 55115-1558
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2023	Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
May 31, 2022	Deed of Trust, Mortgage · Line of Credit BELL BANK
Mar 2, 2022	Deed of Trust, Mortgage · Conventional Mortgage BELL BANK
Mar 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage USAA FSB
Sep 15, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage USAA FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 7, 2023 · Amount on Record
Deed Sale	Dec 7, 2023 · Amount on Record
Prior Sale	Dec 1, 2023 · Amount on Record
Deed Document Number	20234424242
Prior Transfer Date	Aug 5, 2020
Prior Transfer Doc	0004264026
Record Updated	Oct 29, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON MN
Recording Date	Dec 7, 2023
Property Address	432 JUNIPER CT, SAINT PAUL, MN 55115-1558
Document Number	0004424242
Instrument Date	Dec 1, 2023
Instrument	4424242
Transaction Type	Transfer
Record Updated	Dec 15, 2023
Title Company	LEGACY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,650.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	432 JUNIPER CT, MAHTOMEDI, MN 55115-1558

Mortgage

Document Number	0004424243
Date	Dec 7, 2023
Instrument	4424243

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	7%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2031
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	12%
Margin	3
Max Rate	12%

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MN
Property Address	432 JUNIPER CT, SAINT PAUL, MN 55115-1558
Transaction Type	Mortgage
Record Updated	Jun 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	432 JUNIPER ST, SAINT PAUL, MN 55115-1558

Mortgage

Document Number	0004372717
Date	May 31, 2022
Instrument	4372717

Lender

Name	BELL BANK
Type	Bank
Address	STILLWATER, MN 55082

Agreement

Type	Line of Credit
Amount	Amount Recorded

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MN
Property Address	432 JUNIPER CT, SAINT PAUL, MN 55115-1558
Transaction Type	Mortgage
Record Updated	Mar 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004361577
Date	Mar 2, 2022
Instrument	4361577

Lender

Name	BELL BANK
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 1, 2042

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MN
Property Address	432 JUNIPER CT, SAINT PAUL, MN 55115-1558
Transaction Type	Mortgage
Record Updated	Mar 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004299018
Date	Mar 10, 2021
Instrument	4299018

Lender

Name	USAA FSB
Type	Bank
Address	SAN ANTONIO, TX 78288

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WASHINGTON MN
Recording Date	Sep 15, 2020
Property Address	432 JUNIPER CT, SAINT PAUL, MN 55115-1558
Document Number	0004264026
Instrument Date	Aug 5, 2020
Instrument	4264026
Transaction Type	Transfer
Record Updated	Jul 4, 2022
Title Company	SERVICELINK

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	432 JUNIPER CT, SAINT PAUL, MN 55115-1558

Mortgage

Document Number	0004264027
Date	Sep 15, 2020
Instrument	4264027

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Washington County assessment roll, as of June 9, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Washington County
Municipality	Mahtomedi City
Unified School District	Mahtomedi Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,646.00 (+14.2%) Homeowner's exemption
2025		$467,600 (-0.23%) Land $181,500 Building $286,100	$467,600 (-0.23%) Land $181,500 Building $286,100
2024		$468,700 (+2.85%) Land $176,500 Building $292,200	$468,700 (+2.85%) Land $176,500 Building $292,200
2023	$4,944.00
2022		$455,700 Land $183,700 Building $272,000	$455,700 Land $183,700 Building $272,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Mahtomedi serves 8,818 people · EPA ID MN1820013
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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