432 John Etheridge Rd, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 432 John Etheridge Rd, Chesapeake, VA 23322

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,941 sqft · built 1987
Lot Size	3.69 acres (160,954 sqft)
Owner	2 Individual Names on Record
Last Sale	$290,000 (Feb 2004)
Tax Bill	$6,188 (2025)
Deeds & Mortgages	Aug 2021 Refinance
APN	`1090000000510`

Property Details

APN / Parcel Number

Primary APN	`1090000000510`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,941 sqft Living Area
1st Floor Area	1,197 sqft
Upper Floors Area	1,197 sqft
Attic	Attic
Attic Area	506 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	160,954 sqft (3.69 acres)
Lot Dimensions	965 ft deep x 165 ft wide
Garage Type	Attached
Garage Area	506 sqft

Exterior Amenities

Porch	Slab
Porch Area	100 sqft
Deck Area	Deck Area
Patio Area	636 sqft
Shed	1 Shed
Shed Area	322 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	432 JOHN ETHERIDGE RD
City	CHESAPEAKE
State	VA
Zip	23322-2015
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1: AGRICU
Legal Description	LOT 4 SUB PAR A SCOTLAND FARM 3.695 AC
Legal Subdivision	WHOLE MAP 109
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	2
Census Block	2001
Census Tract	21104

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	432 JOHN ETHERIDGE RD, CHESAPEAKE, VA 23322-2015
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 19, 2004 · Amount on Record
Deed Sale	Feb 19, 2004 · Amount on Record
Deed Book / Page	5249 / 479
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	432 JOHN ETHERIDGE RD, CHESAPEAKE, VA 23322-2015
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010422/803
Date	Aug 6, 2021
Book Page	10422/803
Instrument	210035968

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$612,300 (-0.07%) Land $271,800 Building $340,500	$612,300 (-0.07%) Land $271,800 Building $340,500
2025	$6,188.00 (+47.65%)	$612,700 (+10.88%) Land $240,900 Building $371,800	$612,700 (+10.88%) Land $240,900 Building $371,800
2023		$552,600 (+14.62%) Land $190,900 Building $361,700	$552,600 (+14.62%) Land $190,900 Building $361,700
2022		$482,100 Land $170,900 Building $311,200	$482,100 Land $170,900 Building $311,200
2019	$4,191.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 58% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

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