Jones County property record for 432 Hoy Rd, Laurel, MS 39443
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,799 sqft · built 1970 |
| Lot Size | 1.75 acres (76,230 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $207 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 163S-08-00-049.00 |
| Primary APN | 163S-08-00-049.00 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Building Area | 1,799 sqft Living Area |
| 1st Floor Area | 1,799 sqft |
| Flooring | Hardwood |
| Interior Walls | Paneling |
| Year Built | Built 1970 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 76,230 sqft (1.75 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 760 sqft |
| Deck Area | 360 sqft |
| Patio Area | 360 sqft |
| Utility Building | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 019285 |
|---|---|
| Street Address | 432 HOY RD |
| City | LAUREL |
| State | MS |
| Zip | 39443-0920 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 8-9-11 A PARCEL OF LAND IN NW OF SW |
| Legal Range | 11 |
| Legal Township | 09 |
| Legal Section | 08 |
| Jurisdiction | JONES MS |
| Township / Civil Division | 1 |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 950101 |
432 Hoy Rd is owned and occupied by an individual who acquired it in November 2001.
Source: Jones County records, as of December 22, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 432 HOY RD, LAUREL, MS 39443-0920 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 14, 2001 |
| Deed Sale | Nov 14, 2001 |
| Deed Document Number | 0001299433 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 432 Hoy Rd was $207 with exemptions applied, up 1% from the year before.
Source: Jones County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Jones County |
| Unified School District | Jones County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $207.00 (+0.98%) Homeowner's exemption Disabled Person's exemption | $9,421 | $94,150 Land $12,040 Building $82,110 |
| 2024 | $205.00 (-1.44%) | ||
| 2023 | $208.00 (-0.95%) Homeowner's exemption Disabled Person's exemption | $9,126 | $91,200 Land $12,040 Building $79,160 |
| 2022 | $210.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 432 Hoy Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 2018 · Severe Storms, Flooding, And Tornado |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 432 Hoy Rd is moderate, ranking above 47% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · above 45% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SHARON WATER WORKS public/private · serves 2,769 people · EPA ID MS0340018 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 1,200 / 35 |
| defastlink Fiber | 1,000 / 1,000 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
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