1. Home
  2. Florida
  3. St. Johns County
  4. Saint Augustine
  5. High Tide Dr

432 High Tide Dr, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 432 High Tide Dr, Saint Augustine, FL 32080 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,060 sqft · built 2009
Lot Size0.13 acres (5,662 sqft)
OwnerIndividual Name on File
Last Sale$587,000 (Apr 2026)
Tax Bill$9,418 (2025)
Deeds & MortgagesApr 2026 Sale & Mortgage
Nov 2025 Foreclosure
+ 2 more
Flood ZoneZone X (moderate risk)
APN162961-1170

Property Details

APN / Parcel Number

Primary APN162961-1170

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures10 Plumbing Fixtures
Stories1 Story
Building Area2,060 sqft Living Area
Gross Area2,438 sqft
1st Floor Area2,060 sqft
FlooringConcrete/Cement
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Exterior MaterialConcrete
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area5,662 sqft (0.13 acres)
Garage TypeAttached
Garage Area378 sqft
Parking Spaces1 Parking Space
PorchFinished/Open Porch
Porch Area200 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address432 HIGH TIDE DR
CitySAINT AUGUSTINE
StateFL
Zip32080-2305
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description55/102-107 SEAGROVE ST AUGUSTINE BEACH UNIT 8 LOT 117 OR6257/685
Legal Range30E
Legal Township07S
Legal Section33
Legal SubdivisionSEAGROVE ST. AUGUSTINE BEACH UNIT 8
Legal Block3
Legal Lot Number117
Legal Unit8
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group3
Census Block3024
Census Tract21408

Owner

Source: St. Johns County records · APN 162961-1170

Assessment roll updated April 13, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address432 HIGH TIDE DR, SAINT AUGUSTINE, FL 32080-2305
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle

Deeds, Mortgages & Sale History

DateDocument
Apr 16, 2026Special Warranty Deed, Transfer · Conventional Mortgage
BAY CAPITAL MORTGAGE CORPORATION
Nov 14, 2025Warranty Deed, Foreclosure
ATTORNEY ONLY, ATTORNEY
Oct 28, 2025Trustee's Deed, Foreclosure
ATTORNEY ONLY, ATTORNEY
Apr 25, 2022Warranty Deed, Transfer · Conventional Mortgage
CENTIER BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 16, 2026 · Amount on Record
Deed SaleApr 16, 2026 · Amount on Record
Prior SaleApr 25, 2022 · Amount on Record
Deed Document Number202632471
Deed Book / Page6345 / 764
Record UpdatedSep 20, 2026

April 2026: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionST JOHNS FL
Recording DateApr 16, 2026
Property Address432 HIGH TIDE DR, SAINT AUGUSTINE, FL 32080-2305
Document Number0000032471
Book / Page6345 / 764
Instrument DateApr 14, 2026
Instrument2026.32471
Transaction TypeTransfer
Record UpdatedApr 29, 2026
Title CompanyOMEGA TITLE SERVICES, OMEGA TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$415,009.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address432 HIGH TIDE DR, SAINT AUGUSTINE, FL 32080-2305

Mortgage

Document Number0000032472,
DateApr 16, 2026
Book Page6345/767
Instrument2026.32472
Lender
NameBAY CAPITAL MORTGAGE CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2056
Interest
Rate TypeFixed Rate
Rate6%
Initial TypeFixed Rate
Max Rate-1%

November 2025: Warranty Deed, Foreclosure

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateNov 14, 2025
Property Address432 HIGH TIDE DR, SAINT AUGUSTINE, FL 32080-2305
Document Number0062570685
Book / Page6257 / 685
Map ReferenceMB 55 PG 102-107
Instrument DateNov 12, 2025
Instrument2025093272
Transaction TypeForeclosure
Record UpdatedDec 02, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1211 AVENUE OF THE AMERICAS, NEW YORK, NY 10036-8701

Transferred To (Grantee/Buyer)

NameVerified Name
Address5600 GRANITE PKWY # VII, VII, PLANO, TX 75024-4177

October 2025: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionST JOHNS FL
Recording DateOct 28, 2025
Property Address432 HIGH TIDE DR, SAINT AUGUSTINE, FL 32080-2305
Document Number0062470584
Book / Page6247 / 584
Map ReferenceMB 55 PG 102-107
Instrument DateOct 28, 2025
Instrument2025088128
Transaction TypeForeclosure
Record UpdatedNov 10, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name
Address190 TONY AVE, BOWLING GREEN, KY 42103-9786

Transferred To (Grantee/Buyer)

NameVerified Name
Address3637 SENTARA WAY STE 303, 303, VIRGINIA BEACH, VA 23452-4262
Mail Care OfLOANCARE LLC

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateApr 25, 2022
Property Address432 HIGH TIDE DR, SAINT AUGUSTINE, FL 32080-2305
Document Number0055441298
Book / Page5544 / 1298
Map ReferenceMB 55 PG 102-107
Instrument DateApr 20, 2022
Instrument2022042312
Transaction TypeTransfer
Record UpdatedMay 23, 2023
Title CompanyVICTORY TITLE, VICTORY TTL OF ST JOHNS CNTY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,480.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address665 W MARINA COVE DR APT 152, 152, ST AUGUSTINE, FL 32080-6231

Transferred To (Grantee/Buyer)

NameVerified Name
Address1042 CARTER LN, BOWLING GREEN, KY 42103-9101

Mortgage

Document Number0055441299
DateApr 25, 2022
Instrument5544/1299
Lender
NameCENTIER BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2052

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
MunicipalitySt. Augustine Beach City
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$509,462 (-7.62%) Land $170,000 Building $339,462$509,462 (-7.62%) Land $170,000 Building $339,462
2025$9,418.00 (+10.14%)$551,472 (+4.5%)$551,472 (+4.5%) Land $170,000 Building $381,472
2024$8,551.00 (+1.76%)$527,739 (+1.73%)$527,739 (+1.73%) Land $180,000 Building $347,739
2023$8,403.00 (+148.54%)$518,765 (+121.18%)$518,765 (+10.01%) Land $180,000 Building $338,765
2022$3,381.00 Homeowner's exemption Widower's exemption$234,542$471,579 Land $151,200 Building $320,379

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090214083, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
CoastalYes
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 429 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies653 units insured
224 under condo master policies
Nearby Flood Claims6 (2016–2024)
Claims Outside the SFHA4 of 6
Most Recent ClaimOct 2024, tidal / storm surge, Hurricane Milton
Claims By Storm
  • Hurricane Matthew, Oct 2016 · 3 claims

Wildfire

Wildfire RiskModerate
above 43% of the US · above 14% of Florida
Wildfire LikelihoodAbout 1 in 1,493 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 381 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
IQ Fiber Intermediate HoldingsFiber5,000 / 5,000
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: AT&T, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Nearby Properties on High Tide Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures