432 High Pine Meadows Rd, Middleburgh, NY 12122 Property Records

Schoharie County and Fulton Town property record for 432 High Pine Meadows Rd, Middleburgh, NY 12122

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,764 sqft · built 1998
Lot Size5.01 acres (218,236 sqft)
Owner2 Individual Names on Record
Last Sale$330,000 (Feb 2021)
Tax Bill$4,044 (2026)
Deeds & MortgagesFeb 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN433200 150.-4-5

Property Details

APN / Parcel Number

Primary APN433200 150.-4-5
Alternative APNs
  • 320015000000040050000000
  • 465J101355

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,764 sqft Living Area
1st Floor Area1,236 sqft
Upper Floors Area528 sqft

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 2005
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Lot Area218,236 sqft (5.01 acres)
PorchSlab
Porch Area456 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Account Number465J101355
Street Address432 HIGH PINE MEADOWS RD
CityMIDDLEBURGH
StateNY
Zip12122-3826
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code01 - NOT Z
Legal Block4
Legal Lot Number5.000
JurisdictionSCHOHARIE NY
Township / Civil DivisionFULTON
Census Block Group1
Census Block1084
Census Tract740600

Owner

Source: Schoharie County and Fulton Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address24 GALLOWAY LN, CORTLANDT MANOR, NY 10567-6102
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 19, 2021 · Amount on Record
Deed SaleFeb 19, 2021 · Amount on Record
Prior SaleMay 11, 2009 · Amount on Record
Deed Document Number2021784854
Deed Book / Page1131 / 272
Record UpdatedOct 29, 2026

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHOHARIE NY
Recording DateFeb 19, 2021
Property Address432 HIGH PINE MEADOWS RD, MIDDLEBURGH, NY 12122-3826
Document Number001131/272
Book / Page1131 / 272
Instrument DateFeb 4, 2021
Instrument784854
Transaction TypeTransfer
Record UpdatedMay 12, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address24 GALLOWAY LN, CORTLANDT MANOR, NY 10567-6102

Mortgage

Document Number0000784857
DateFeb 19, 2021
Instrument784857
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Schoharie County and Fulton Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchoharie County
County SubdivisionFulton Town
Unified School DistrictMiddleburgh Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,044.00 (+3.01%)
2025$3,926.00 (+75.58%)$92,580 (-) Land $13,200 Building $79,380$223,084 (+13.35%) Land $31,807 Building $191,277
2023$92,580 (-) Land $13,200 Building $79,380$196,811 (+8.42%) Land $28,061 Building $168,750
2022$92,580 Land $13,200 Building $79,380$181,529 Land $25,882 Building $155,647
2021$2,236.00 (-32.12%)
2020$3,294.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims14 (1980–2011)
Claims Outside the SFHA3 of 14
Most Recent ClaimAug 2011 · Hurricane Irene
Claims by Event
  • Hurricane Irene, Aug 2011 · 10 claims
  • Severe Storms And Flooding, Jun 2000 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
MIDTEL
Fiber
500 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

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