432 High Knolls Ln, Deep Gap, NC 28618 Property Records

Watauga County property record for 432 High Knolls Ln, Deep Gap, NC 28618

Property Summary

Property Type	Manufactured or Modular Home
Details	3 bd · 2.5 ba · 1,926 sqft · built 2005
Lot Size	1.01 acres (43,996 sqft)
Owner	2 Individual Names on Record
Last Sale	$259,000 (Feb 2021)
Tax Bill	$1,132 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2950-94-1359-000`

Property Details

APN / Parcel Number

Primary APN	`2950-94-1359-000`
Alternative APN	`1820341`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,926 sqft Living Area
1st Floor Area	1,232 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	43,996 sqft (1.01 acres)
Porch	Porch
Porch Area	25 sqft
Patio Area	536 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	1820341
Street Address	432 HIGH KNOLLS LN
City	DEEP GAP
State	NC
Zip	28618-9024
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Legal Description	LOT 11 HIGH KNOLLS
Legal Subdivision	HIGH KNOLLS
Legal Lot Number	11
Jurisdiction	WATAUGA NC
Township / Civil Division	STONY FORK
Census Block Group	1
Census Block	1007
Census Tract	920702

Owner

Source: Watauga County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	100 ELMCREST DR, HOLLY SPRINGS, NC 27540-7400
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2021	Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Jul 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage LIFESTORE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 16, 2021 · Amount on Record
Deed Sale	Feb 16, 2021 · Amount on Record
Prior Sale	Sep 19, 2008 · Amount on Record
Deed Document Number	2021702330
Deed Book / Page	2166 / 811
Record Updated	Oct 29, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Feb 16, 2021
Property Address	432 HIGH KNOLLS LN, DEEP GAP, NC 28618-9024
Document Number	0021660811
Book / Page	2166 / 811
Map Reference	MB 21 PG 466
Instrument Date	Feb 12, 2021
Instrument	702330
Transaction Type	Transfer
Record Updated	Jun 23, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$518.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	449 MEADOW RIDGE DR, 449, JEFFERSON, NC 28640-8908

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 ELMCREST DR, HOLLY SPRINGS, NC 27540-7400

Mortgage

Document Number	702331
Date	Feb 16, 2021
Instrument	702331

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATAUGA NC
Property Address	432 HIGH KNOLLS LN, DEEP GAP, NC 28618-9024
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021080640
Date	Jul 24, 2020
Book Page	2108/640
Instrument	692853

Lender

Name	LIFESTORE BANK
Type	Bank
Address	WEST JEFFERSON, NC 28694

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Watauga County
Unified School District	Watauga County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$276,600 (-) Land $32,300 Building $244,300
2025	$1,132.00	$276,600 (-) Land $32,300 Building $244,300
2024			$276,600 Land $32,300 Building $244,300
2023		$276,600 Land $32,300 Building $244,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	4 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 66% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000

May also be available: Spectrum.

Cell Coverage

No cell data coverage reported

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