432 Harmon St, Delphos, OH 45833 Property Records

Allen County property record for 432 Harmon St, Delphos, OH 45833

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,466 sqft · built 1967
Lot Size	0.167 acres (7,275 sqft)
Owner	Individual Name on File
Last Sale	$80,000 (Sep 2018)
Tax Bill	$1,361 (2025)
Deeds & Mortgages	Sep 2018 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`25-3007-13-022.000`

Property Details

APN / Parcel Number

Primary APN	`25-3007-13-022.000`
Alternative APN	`D1425300713022000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,466 sqft Living Area
Gross Area	3,436 sqft
1st Floor Area	1,466 sqft
Basement Area	1,466 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Lot Area	7,275 sqft (0.167 acres)
Lot Dimensions	110 ft deep x 66 ft wide
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	55 sqft
Patio Area	45 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	432 HARMON ST
City	DELPHOS
State	OH
Zip	45833-2129
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OL 21 W PT NE COR FF 66.00
Legal Subdivision	DELPHOS
Legal Lot Number	21
Jurisdiction	ALLEN OH
Township / Civil Division	MARION
Census Block Group	2
Census Block	2008
Census Tract	13900

Owner

432 Harmon St is owned and occupied by an individual who bought it in September 2018.

Source: Allen County records, as of May 21, 2026

Owner of Record	Individual Name on File
Mailing Address	432 HARMON ST, DELPHOS, OH 45833-2129
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2018 · Amount on File
Deed Sale	Sep 28, 2018 · Amount on File
Prior Sale	Aug 9, 2006 · Amount on File
Deed Document Number	201811136
Deed Book / Page	2018 / 11136
Prior Transfer Date	Sep 21, 2018
Prior Transfer Doc	9280011136
Record Updated	Oct 29, 2026

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	Sep 28, 2018
Property Address	432 HARMON ST, DELPHOS, OH 45833-2129
Document Number	0000011136
Instrument Date	Sep 21, 2018
Instrument	11136
Transaction Type	Transfer
Record Updated	Oct 11, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	902 S BREDEICK ST DELPHOS OH 458332204, DELPHOS, OH 45833-2204

Mortgage

Document Number	11137
Date	Sep 28, 2018
Instrument	11137

Lender

Name	SUPERIOR CU
Type	Credit Union
Address	LIMA, OH 45807

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 27, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 432 Harmon St was $1,361, up 0.1% from the year before.

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	Marion Township
Municipality	Delphos City
Unified School District	Delphos City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,361.00 (+0.07%)	$42,810 (-) Land $6,510 Building $36,300	$122,300 (-) Land $18,600 Building $103,700
2024	$1,360.00 (+26.75%)	$42,810 (+33.95%) Land $6,510 Building $36,300	$122,300 Land $18,600 Building $103,700
2023	$1,073.00 (-2.37%)	$31,960 (-) Land $4,870 Building $27,090
2022	$1,099.00	$31,960 Land $4,870 Building $27,090
2021			$91,300 Land $13,900 Building $77,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 432 Harmon St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	3 (2007)
Most Recent Claim	Aug 2007 · Severe Storms, Flooding, And Tornadoes
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 432 Harmon St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELPHOS CITY serves 7,101 people · EPA ID OH0200412
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
MetaLINK Technologies Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20