432 Hadley Ct, Gilroy, CA 95020 Property Records

Santa Clara County property record for 432 Hadley Ct, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,160 sqft · built 1983
Lot Size	0.098 acres (4,272 sqft)
Owner	2 Individual Names on File
Last Sale	$195,000 (Feb 2012)
Tax Bill	$3,125 (2025)
Deeds & Mortgages	Dec 2022 Second Mortgage Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`841-53-035`

Property Details

APN / Parcel Number

Primary APN	`841-53-035`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,160 sqft Living Area
1st Floor Area	1,160 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	L-Shape
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Material	Tile
Lot Area	4,272 sqft (0.098 acres)
Lot Dimensions	89 ft deep x 48 ft wide
Garage Area	260 sqft
Parking Spaces	1 Parking Space
Porch	None

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	432 HADLEY CT
City	GILROY
State	CA
Zip	95020-5839
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 7078 MILLER MEADOWS BOOK 498 PAGE 11 PAGE 12 LOT 27
Legal Subdivision	MILLER MEADOWS
Legal Tract	7078
Legal Lot Number	27
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	1
Census Block	1000
Census Tract	512603

Owner

432 Hadley Ct is owned and occupied by two individuals who acquired it in June 2015.

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	432 HADLEY CT, GILROY, CA 95020-5839
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage COMMONWEALTH CREDIT UNION
Dec 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage CATALYST MORTGAGE
Nov 23, 2018	Deed of Trust, Mortgage · Conventional Mortgage ASSENT MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2012 · Amount on File
Deed Sale	Feb 28, 2012 · Amount on File
Prior Sale	Aug 23, 2011 · Amount on File
Deed Document Number	201221551216
Last Transfer Date	Jun 19, 2015
Transfer Doc	0023001929
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	432 HADLEY CT, GILROY, CA 95020-5839
Transaction Type	Mortgage
Record Updated	Jan 9, 2023
Title Company	STEWART TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	432 HADLEY CT, GILROY, CA 95020-5839

Mortgage

Document Number	0025420587
Date	Dec 28, 2022
Instrument	25420587

Lender

Name	COMMONWEALTH CREDIT UNION
Type	Credit Union
Address	SAN JOSE, CA 95164

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2038

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	432 HADLEY CT, GILROY, CA 95020-5839
Transaction Type	Mortgage
Record Updated	Jun 21, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024368760
Date	Dec 30, 2019
Instrument	24368760

Lender

Name	CATALYST MORTGAGE
Type	Mortgage Company
Address	SACRAMENTO, CA 95815

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	432 HADLEY CT, GILROY, CA 95020-5839
Document Number	0024074123
Instrument Date	Nov 23, 2018
Transaction Type	Mortgage
Record Updated	Dec 12, 2018
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	432 HADLEY CT GILROY CA 950205839, GILROY, CA 95020-5839

Mortgage

Document Number	0024074123
Date	Dec 3, 2018
Instrument	24074123

Lender

Name	ASSENT MORTGAGE LLC
Type	Bank
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 2, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 432 Hadley Ct was $3,125.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$249,815 (+2%) Land $112,353 Building $137,462
2025	$3,125.00	$244,917 Land $110,150 Building $134,767
2023	$3,057.00 (+1.7%)	$235,409 Land $105,874 Building $129,535
2022	$3,006.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 432 Hadley Ct in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 432 Hadley Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks, Verizon.

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