Miami-Dade County property record for 432 Glenridge Rd, Key Biscayne, FL 33149
| Property Type | Single Family Home |
|---|---|
| Details | 7 bd · 7 ba · 3,873 sqft · built 2017 |
| Lot Size | 0.18 acres (7,819 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,300,000 (Aug 2013) |
| Tax Bill | $39,854 (2025) |
| Deeds & Mortgages | May 2018 Line of Credit May 2019 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 24-4232-004-1030 |
| Primary APN | 24-4232-004-1030 |
|---|
| Bedrooms | 7 Beds |
|---|---|
| Full Baths | 7 Baths |
| Stories | 2 Stories |
| Building Area | 3,873 sqft Living Area |
| Gross Area | 5,085 sqft |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Concrete Block/Stucco |
| Construction Type | Concrete Block |
| Roof Type | Rigid Frame Bar Joist |
| Lot Area | 7,819 sqft (0.18 acres) |
| Lot Dimensions | 100 ft deep x 78.2 ft wide |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Pool Area | 35 sqft |
| Deck Area | Deck Area |
| Patio Area | 375 sqft |
| Street Address | 432 GLENRIDGE RD |
|---|---|
| City | KEY BISCAYNE |
| State | FL |
| Zip | 33149-1858 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 0100 |
| Legal Description | PB 50-72 TROPICAL ISLE HOMES SUB 1ST ADDN LOT 17BLK 7 PR ADD 432 GLENRIDGE RD LOT SIZE 78.190 X 100 |
| Legal Range | 42E |
| Legal Township | 54S |
| Legal Section | 32 |
| Legal Subdivision | TROPICAL ISLE HOMES SUB 1ST ADDN |
| Legal Block | 7 |
| Legal Lot Number | 17 |
| Jurisdiction | DADE FL |
| Township / Civil Division | KEY BISCAYNE |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 4602 |
432 Glenridge Rd is owned and occupied by two individuals who bought it in August 2013.
Source: Miami-Dade County records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 432 GLENRIDGE RD, KEY BISCAYNE, FL 33149-1858 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 9, 2018 | Deed of Trust, Mortgage · Line of Credit COMPASS BANK |
| May 1, 2019 | Deed of Trust, Mortgage · Conventional Mortgage COMPASS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 2, 2013 · Amount on File |
| Deed Sale | Aug 2, 2013 · Amount on File |
| Prior Sale | Feb 27, 2012 · Amount on File |
| Deed Document Number | 2013610941 |
| Deed Book / Page | 28755 / 4733 |
| Prior Transfer Date | Jan 23, 2012 |
| Prior Transfer Doc | 0000569740 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DADE FL |
| Property Address | 432 GLENRIDGE RD, KEY BISCAYNE, FL 33149-1858 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000277550 |
|---|---|
| Date | May 9, 2018 |
| Book Page | 30970/4514 |
| Instrument | 2018R0277550 |
| Name | COMPASS BANK |
|---|---|
| Type | Bank |
| Address | MIAMI, FL 33131 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 298 Months |
| Due | Mar 20, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DADE FL |
| Property Address | 432 GLENRIDGE RD, KEY BISCAYNE, FL 33149-1858 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000264263 |
|---|---|
| Date | May 1, 2019 |
| Book Page | 31422/1386 |
| Instrument | 2019R0264263 |
| Name | COMPASS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35233 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2049 |
The 2025 property tax bill for 432 Glenridge Rd was $39,854 with a homeowner's exemption.
Source: Miami-Dade County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Miami-Dade County |
| Municipality | Key Biscayne Village |
| Unified School District | Dade County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $39,854.00 Homeowner's exemption | $2,514,216 | $3,361,725 Land $2,032,940 Building $1,328,785 |
| 2023 | $38,447.00 (+3.56%) Homeowner's exemption | $2,372,194 (+3%) | $3,001,828 (+15.62%) Land $1,798,370 Building $1,203,458 |
| 2022 | $37,125.00 Homeowner's exemption | $2,303,101 | $2,596,178 Land $1,380,054 Building $1,216,124 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 432 Glenridge Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 180 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 205 units insured incl. 25 condo units |
| Nearby Flood Claims | 265 (1980–2020) |
| Claims Outside the SFHA | 1 of 265 |
| Most Recent Claim | Nov 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 432 Glenridge Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MDWASA - MAIN SYSTEM serves 2,377,460 people · EPA ID FL4130871 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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