432 Garden St, Macon, GA 31217 Property Records

Macon-Bibb County property record for 432 Garden St, Macon, GA 31217

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.14 acres (6,098 sqft)
Owner	Company Name on Record
Last Sale	$25,000 (Aug 2020)
Tax Bill	$74 (2026)
Deeds & Mortgages	Jan 2021 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`R072-0883`

Property Details

APN / Parcel Number

Primary APN	`R072-0883`
Alternative APN	`24135`

Exterior

Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	173 ft deep x 35 ft wide

Location & Zoning

Account Number	24135
Street Address	432 GARDEN ST
City	MACON
State	GA
Zip	31217
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	R-2
Legal Description	TOWN OF TROY
Legal Subdivision	SHURLING CROSS KEYS
Legal Block	K
Jurisdiction	BIBB GA
Township / Civil Division	MACON EAST
Census Block Group	2
Census Block	2022
Census Tract	13800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the East Macon Historic District listed 1993 · 192 contributing resources · NRIS 93000281

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Macon-Bibb County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	385 COLISEUM DR, MACON, GA 31217-3807
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 21, 2020 · Amount on Record
Deed Sale	Aug 21, 2020 · Amount on Record
Prior Sale	Feb 13, 1995
Deed Book / Page	10655 / 200
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	BIBB GA
Recording Date	Jan 11, 2021
Property Address	432 GARDEN ST, MACON, GA 31217
Document Number	0107550337
Book / Page	010755 / 000337
Instrument Date	Nov 23, 2020
Transaction Type	Construction Loan
Record Updated	Jan 25, 2021
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	120 MADISON NORTH DR MACON GA 312207626, MACON, GA 31220-7626

Mortgage

Document Number	107550337
Date	Jan 11, 2021
Book Page	010755/000337

Lender

Name	CAPITAL CTY BK
Type	Bank
Address	PO BOX 900, TALLAHASSEE, FL 32302-0900

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	204 Months
Due	Jan 10, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Macon-Bibb County assessment roll, as of November 10, 2025

Property Jurisdictions

Type	Name
State	Georgia
County / Municipality	Macon-Bibb County
Unified School District	Bibb County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$74.00 (-1.33%)
2025	$75.00 (+82.93%)	$3,080 (+12%) Land $3,080	$7,700 (+12%) Land $7,700
2023	$41.00 (-26.79%)	$1,400 (-5.21%) Land $1,400	$3,500 (-5.23%) Land $3,500
2022	$56.00	$1,477 Land $1,477	$3,693 Land $3,693

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MACON WATER AUTHORITY serves 130,024 people · EPA ID GA0210001
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: ClearWave.

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