432 Elm St, Biddeford, ME 04005 Property Records

York County and Biddeford City property record for 432 Elm St, Biddeford, ME 04005

Property Summary

Property Type	Commercial Building, Warehouse, Showroom
Details	6 ba · 23,632 sqft · built 1962
Lot Size	5 acres (217,800 sqft)
Owner	Company Name on Record
Last Sale	$50,000 (Jul 2025)
Tax Bill	$27,953 (2025)
Deeds & Mortgages	Oct 2023 Refinance Jul 2025 Sale & Refinance
Flood Zone	Zone X (minimal risk)
APN	`BIDD M:20 L:1`

Property Details

APN / Parcel Number

Primary APN	`BIDD M:20 L:1`
Alternative APN	`200010000`

Interior

Full Baths	6 Baths
Units	4 Units
Stories	1 Story
Building Area	23,632 sqft Total Area
Gross Area	26,442 sqft
1st Floor Area	18,630 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Flat
Roof Material	Tar & Gravel
Lot Area	217,800 sqft (5 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	200010000
Street Address	432 ELM ST
City	BIDDEFORD
State	ME
Zip	04005-4143
Property Category	Commercial
Property Type	Commercial > Retail > Commercial Building, Warehouse, Showroom
Local Zoning Code	B2
Legal Lot Number	1
Jurisdiction	BIDDEFORD ME
Township / Civil Division	BIDDEFORD
Census Block Group	1
Census Block	1000
Census Tract	25100

Owner

Source: York County and Biddeford City records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	175 MARKET ST, BRIGHTON, MA 02135-2168
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance PARTNERS BANK OF NEW ENGLAND
Jul 2, 2025	Quit Claim Deed, Transfer · Stand-Alone Refinance KATHADIN TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2025 · Amount on Record
Deed Sale	Jul 2, 2025 · Amount on Record
Prior Sale	Jun 6, 2019 · Amount on Record
Deed Document Number	202521126
Deed Book / Page	19689 / 867
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BIDDEFORD ME
Property Address	432 ELM ST, BIDDEFORD, ME 04005-4143
Transaction Type	Mortgage
Record Updated	Nov 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0193350715
Date	Oct 25, 2023
Book Page	19335/715
Instrument	2023034069

Lender

Name	PARTNERS BANK OF NEW ENGLAND

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

July 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BIDDEFORD ME
Recording Date	Jul 2, 2025
Property Address	432 ELM ST, BIDDEFORD, ME 04005-4143
Document Number	0196890867
Book / Page	19689 / 867
Instrument Date	Jul 2, 2025
Instrument	2025021126
Transaction Type	Transfer
Record Updated	Nov 11, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	175 MARKET ST STE 2ND, BRIGHTON, MA 02135-2168

Mortgage

Document Number	2025023137
Date	Jul 2, 2025
Instrument	2025023137

Lender

Name	KATHADIN TRUST CO
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: York County and Biddeford City assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Biddeford City
Unified School District	Biddeford (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$27,953.00 (+6.5%)	$1,871,000 (+1.37%) Land $519,000 Building $1,352,000
2024	$26,247.00 (+8.38%)	$1,845,800 (-) Land $519,000 Building $1,326,800
2023	$24,217.00 (+8.93%)	$1,845,800 (+36.24%) Land $519,000 Building $1,326,800
2022	$22,232.00	$1,354,800 Land $407,500 Building $947,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1981–2007)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Apr 2007 · Severe Storms And Inland And Coastal Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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