432 Elgin Rd, Hubert, NC 28539 Property Records

Onslow County property record for 432 Elgin Rd, Hubert, NC 28539 · Last verified October 2023

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,892 sqft · built 2021
Lot Size	0.389 acres (16,988 sqft)
Owner	Individual Name on File
Last Sale	$275,000 (Dec 2021)
Tax Bill	$1,532 (2023)
Deeds & Mortgages	Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1313A-165`

Property Details

APN / Parcel Number

Primary APN	`1313A-165`
Alternative APNs	`400102210` `163826`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,892 sqft Living Area

Exterior

Year Built	Built 2021
Exterior Material	Aluminum/Vinyl
Lot Area	16,988 sqft (0.389 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	400102210
Street Address	432 ELGIN RD
City	HUBERT
State	NC
Zip	28539-2302
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L18 S2 HIGHLANDS OF QUEENS CREEK S/F 1313-136
Legal Subdivision	HIGHLANDS OF QUEENS CREEK SEC 2
Jurisdiction	ONSLOW NC
Township / Civil Division	SWANSBORO
Census Block Group	2
Census Block	2000
Census Tract	2803

Owner

Source: Onslow County records · APN 1313A-165

Assessment roll updated January 1, 2023 · Last verified October 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	432 ELGIN RD, HUBERT, NC 28539-2302
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 20, 2021 · Amount on Record
Deed Sale	Dec 20, 2021 · Amount on Record
Deed Document Number	0005647634
Deed Book / Page	5647 / 634
Record Updated	Jun 07, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Dec 20, 2021
Property Address	432 ELGIN RD, HUBERT, NC 28539-2302
Document Number	0056470634
Book / Page	5647 / 634
Map Reference	MB 75 PG 66 CAB O
Instrument Date	Dec 14, 2021
Transaction Type	Transfer
Record Updated	May 05, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$550.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	432 ELGIN RD, HUBERT, NC 28539-2302

Mortgage

Document Number	0005647639
Date	Dec 20, 2021
Instrument	5647/639

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2052

Tax Assessment & Valuation

Source: Onslow County records · Assessment roll updated January 1, 2023 · Last verified October 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,532.00	$233,962 Land $45,000 Building $188,962	$233,962 Land $45,000 Building $188,962

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Onslow County (37133C), updated August 12, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 59% of the US · above 81% of North Carolina
Wildfire Likelihood	About 1 in 746 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.