Mercer County property record for 432 Echo St, Celina, OH 45822 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1953 |
| Square Footage | 960 sqft Living Area |
| Lot Size | 6,970 sqft (0.16 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $151,666 (2026) |
| Tax Bill | $1,355.00 (2025) |
Source: Mercer County records · APN 27-008500.0000
Assessment roll updated February 27, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 432 ECHO ST, CELINA, OH 45822-2302 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 13, 2026 | Warranty Deed, Transfer · Conventional Mortgage DYNAMIC FEDERAL CREDIT UNION |
| Nov 30, 2020 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 13, 2026 · Amount on Record |
| Deed Sale | May 13, 2026 · Amount on Record |
| Prior Sale | Nov 30, 2020 · Amount on Record |
| Deed Doc Number | 20262141 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MERCER OH |
| Recording Date | May 13, 2026 |
| Property Address | 432 ECHO ST, CELINA, OH 45822-2302 |
| Document Number | 0000002141 |
| Instrument Date | May 08, 2026 |
| Instrument | 2026.2141 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2026 |
| Title Company | FOUR SEASONS TITLE, FOUR DIAMOND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $45,955.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 432 ECHO ST, CELINA, OH 45822-2302 |
| Document Number | 0000002142, |
|---|---|
| Date | May 13, 2026 |
| Instrument | 2026.2142 |
| Name | DYNAMIC FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MERCER OH |
| Recording Date | Nov 30, 2020 |
| Property Address | 432 ECHO ST, CELINA, OH 45822-2302 |
| Document Number | 202000007679 |
| Map Reference | MB 2 PG 387 |
| Instrument Date | Nov 30, 2020 |
| Instrument | 202000007679 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9133 DRURY LN, CELINA, OH 45822-9353 |
Source: Mercer County records · Assessment roll updated February 27, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Mercer County |
| County Subdivision | Jefferson Township |
| Municipality | Celina City |
| Unified School District | Celina City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,355.00 | $33,500 (-) Land $5,880 Building $27,620 | |
| 2024 | $1,355.00 (+0.22%) | $33,500 (-) Land $5,880 Building $27,620 | |
| 2023 | $1,352.00 (+4.32%) | $33,500 (+19.3%) Land $5,880 Building $27,620 | $95,700 (+19.33%) Land $16,800 Building $78,900 |
| 2022 | $1,296.00 | $28,080 Land $4,170 Building $23,910 | |
| 2020 | $80,200 Land $11,900 Building $68,300 |
Source: FEMA National Flood Hazard Layer, Mercer County (39107C), updated May 16, 2012 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 27-008500.0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 960 sqft Living Area |
| Stories | 1 Stories |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Lot Area | 6,970 sqft (0.16 acres) |
| Depth X Width | 132 ft x 55 ft Depth x Width |
| Street Address | 432 ECHO ST |
|---|---|
| City | CELINA |
| State | OH |
| Zip | 45822-2302 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | NW SE RTS: 002-06-01 |
| Jurisdiction | MERCER OH |
| Minor Civil Division | JEFFERSON |
| Census Blockgroup | 4 |
| Census Block | 4000 |
| Census Tract | 967400 |
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