Lapeer County property record for 432 Eagle Pass St, Lapeer, MI 48446
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,630 sqft · built 1942 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | Individual Name on File |
| Last Sale | $150,000 (Aug 2025) |
| Tax Bill | $721 (2025) |
| Deeds & Mortgages | Aug 2025 Sale & Mortgage Feb 2024 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | L21-14-900-040-00 |
| Primary APN | L21-14-900-040-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,630 sqft Living Area |
| 1st Floor Area | 1,432 sqft |
| Flooring | Carpet |
| Year Built | Built 1942 |
|---|---|
| Effective Year Built | Effective 1942 |
| Lot Area | 12,632 sqft (0.29 acres) |
| Lot Dimensions | 125 ft deep x 101 ft wide |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 432 EAGLE PASS ST |
|---|---|
| City | LAPEER |
| State | MI |
| Zip | 48446-2363 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 1 FM |
| Legal Description | CITY OF LAPEER AUDUBON PARK ADDITION LOT LOTS 7, 8 & 9, BLK 14 (L=1 P=26 SEC 4, T7N-R10E) |
| Legal Range | 10E |
| Legal Township | 07N |
| Legal Section | 04 |
| Legal Subdivision | CITY OF LAPEER AUDUBON PARK ADD |
| Legal Block | 14 |
| Legal Lot Number | 7-9 |
| Jurisdiction | LAPEER MI |
| Township / Civil Division | LAPEER |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 337500 |
Source: Lapeer County records · APN L21-14-900-040-00
Assessment roll updated August 14, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 47 TRILLIUM TRL, LAPEER, MI 48446-3093 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
| Date | Document |
|---|---|
| Aug 28, 2025 | Warranty Deed, Transfer · Conventional Mortgage CASON HOME LOANS |
| Feb 08, 2024 | Intrafamily Transfer, Transfer |
| Oct 25, 2019 | Deed of Trust, Mortgage · Line of Credit PNC BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 28, 2025 · Amount on Record |
| Deed Sale | Aug 28, 2025 · Amount on Record |
| Prior Sale | Mar 14, 2003 · Amount on Record |
| Deed Book / Page | 3473 / 984 |
| Prior Transfer Date | Feb 01, 2024 |
| Prior Transfer Doc | 0033860854 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAPEER MI |
| Recording Date | Aug 28, 2025 |
| Property Address | 432 EAGLE PASS ST, LAPEER, MI 48446-2363 |
| Document Number | 0034730984 |
| Book / Page | 3473 / 984 |
| Map Reference | LB 1 PG 26 |
| Instrument Date | Aug 21, 2025 |
| Transaction Type | Transfer |
| Record Updated | Feb 05, 2026 |
| Title Company | ATA NATIONAL TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,125.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1851 LAKESIDE DR, MADISON, OH 44057-2171 |
| Name | Verified Name |
|---|---|
| Address | 47 TRILLIUM TRL, LAPEER, MI 48446-3093 |
| Document Number | 0034730043 |
|---|---|
| Date | Aug 22, 2025 |
| Book Page | 3473/43 |
| Name | CASON HOME LOANS |
|---|---|
| Type | Mortgage Company |
| Address | 2000 PGA BLVD # A3220, PALM BEACH GARDENS, FL 33408 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2055 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LAPEER MI |
| Recording Date | Feb 08, 2024 |
| Property Address | 432 EAGLE PASS ST, LAPEER, MI 48446-2363 |
| Document Number | 0033860854 |
| Book / Page | 3386 / 854 |
| Map Reference | MB 1 PG 26 |
| Instrument Date | Feb 01, 2024 |
| Transaction Type | Transfer |
| Record Updated | Feb 05, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1851 LAKESIDE DR, MADISON, OH 44057-2171 |
| Name | Verified Name |
|---|---|
| Address | 432 EAGLE PASS ST, LAPEER, MI 48446-2363 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Property Address | 432 EAGLE PASS ST, LAPEER, MI 48446-2363 |
| Document Number | 0030600466 |
| Instrument Date | Oct 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 432 EAGLE PASS ST LAPEER MI 484462363, LAPEER, MI 48446-2363 |
| Document Number | 0030600466 |
|---|---|
| Date | Nov 08, 2019 |
| Book Page | 003060/000466 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Address | LAPEER, MI 48446 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Lapeer County records · Assessment roll updated August 14, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Lapeer County |
| Municipality | Lapeer City |
| Unified School District | Lapeer Community Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $721.00 (-31.33%) Homeowner's exemption | $80,600 (+24.96%) | $161,200 (+24.96%) |
| 2024 | $1,050.00 (+10.53%) | ||
| 2023 | $64,500 | $129,000 | |
| 2022 | $950.00 |
Source: FEMA National Flood Hazard Layer as of May 4, 2016 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 83 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF LAPEER serves 9,023 people |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2023 |
| Monitoring and Reporting | 11 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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