432 E Williams St, Owosso, MI 48867 Property Records

Shiawassee County property record for 432 E Williams St, Owosso, MI 48867 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Lot Size0.23 acres (10,019 sqft)
Owner2 Individual Names on File
Last Sale$133,000 (Oct 2023)
Tax Bill$2,802 (2025)
Deeds & MortgagesOct 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN050-260-000-027-00

Property Details

APN / Parcel Number

Primary APN050-260-000-027-00

Exterior

Lot Area10,019 sqft (0.23 acres)
Lot Dimensions149 ft deep x 66 ft wide

Location & Zoning

Street Address432 E WILLIAMS ST
CityOWOSSO
StateMI
Zip48867-2456
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 23 OUTLOT 4 LOUISA A GOULDS SUBDIV OF OUTLOT 1 & 4 & BLK 36 & PART OF 35 VILLAGE OF OWOSSO. ALSO E 12 OF W 12 OF LOT 22 J
Legal SubdivisionLOUISA A GOULDS SUBDIV
Legal Block36
Legal Lot Number22,23
JurisdictionSHIAWASSEE MI
Township / Civil DivisionOWOSSO
Census Block Group4
Census Block4005
Census Tract30500

Owner

Source: Shiawassee County records · APN 050-260-000-027-00

Assessment roll updated July 16, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address432 E WILLIAMS ST, OWOSSO, MI 48867-2456
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 31, 2023 · Amount on Record
Deed SaleOct 31, 2023 · Amount on Record
Prior SaleSep 18, 2013 · Amount on Record
Deed Document Number20233376039
Deed Book / Page1311 / 872
Record UpdatedSep 20, 2026

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHIAWASSEE MI
Recording DateOct 31, 2023
Property Address432 E WILLIAMS ST, OWOSSO, MI 48867-2456
Document Number0013110872
Book / Page1311 / 872
Map ReferenceLB U PG 962
Instrument DateOct 27, 2023
Instrument3376039
Transaction TypeTransfer
Record UpdatedNov 17, 2023
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$997.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address432 E WILLIAMS ST, OWOSSO, MI 48867-2456

Transferred To (Grantee/Buyer)

NameVerified Name
Address506 N SAGINAW ST, DURAND, MI 48429-1241

Mortgage

Document Number0003376025
DateOct 31, 2023
Instrument3376025
Lender
NamePNC BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2053

Tax Assessment & Valuation

Source: Shiawassee County records · Assessment roll updated July 16, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMichigan
CountyShiawassee County
MunicipalityOwosso City
Unified School DistrictOwosso Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$78,400 (+12%)$156,800 (+12%)
2025$2,802.00 (+51.46%) Homeowner's exemption$70,000 (+23.24%)$140,000 (+23.24%)
2023$1,850.00 Homeowner's exemption$56,800$113,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Shiawassee County (26155C), updated April 12, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Oliver Street Historic District
listed 1980 · 114 contributing resources · NRIS 80001905

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Nearby Properties on E Williams St

Nearby Streets

Search Property Records by Address or Parcel Number